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Closing-In on $250K

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anm688
New Contributor

Closing-In on $250K

There was a time where I filed for bankruptcy and couldn't even get a card to approve me for a $250 limit. Now I'm closing in on $250K in limit, including 3 NPSL cards that aren't included in that limit. This just shows that anything is possible!

 

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Message 1 of 10
9 REPLIES 9
pizza1
Community Leader
Super Contributor

Re: Closing-In on $250K


@anm688 wrote:

There was a time where I filed for bankruptcy and couldn't even get a card to approve me for a $250 limit. Now I'm closing in on $250K in limit, including 3 NPSL cards that aren't included in that limit. This just shows that anything is possible!

 

IMG_4528.png


wow...well done! When was your BK, and how long did it take you to get this far?

 

My BK7 was DC in 08/2013, and Im a litte shy of $140k...1% util, half limits in store cards, half in majors...eventually as I garden more and age, Ill close some store cards, as Im able to obtain more majors.  Congrats to you!!!

Message 2 of 10
Anonymous
Not applicable

Re: Closing-In on $250K

Kudos! And it's your 100th post which shows quality is way better than quantity ;-)
Just crossed my $100k line 2 weeks ago and my US credit history file is not even 4 years long...
Message 3 of 10
8in2years
Regular Contributor

Re: Closing-In on $250K

Congrats!

Message 4 of 10
black_citi
Established Contributor

Re: Closing-In on $250K

Awesome job!
Make More, Spend Less
Message 5 of 10
JSS3
Valued Contributor

Re: Closing-In on $250K

Gratz!

What's your annual income?
Message 6 of 10
FocusedAndDetermined
Senior Contributor

Re: Closing-In on $250K

Well done - quite impressive!

Message 7 of 10
anm688
New Contributor

Re: Closing-In on $250K


@pizza1 wrote:

wow...well done! When was your BK, and how long did it take you to get this far?

My BK7 was DC in 08/2013, and Im a litte shy of $140k...1% util, half limits in store cards, half in majors...eventually as I garden more and age, Ill close some store cards, as Im able to obtain more majors.  Congrats to you!!!


My BK was in August of 2006. So it gets discharged in 15 months. Can't wait! And I've built this in the last two years. 

Message 8 of 10
anm688
New Contributor

Re: Closing-In on $250K


@JSS3 wrote:
Gratz!

What's your annual income?

In the low six-figures

Message 9 of 10
EW800
Valued Contributor

Re: Closing-In on $250K

Outstansing.  Congratulations!  

 

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
April 2024: EX8: 839; EQ8: 845; TU8: 842 -- Middle Mortgage Score: 822
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .
Message 10 of 10
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