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My CAP1 has served its purpose and I would like to have my $2K security deposit returned
as quickly as possible without jumping through too many hoops.
Any suggestions for a timely return ?
Is it acceptable to just run the balance up to the limit and then close the account or is that asking for trouble ?
AAoA is not an issue.
you will have to call and demand a mgr. Otherwise they will give you the two balance cycle bs. Mgr was suppose to direct deposit my 3k back into the account I had on file , which they didn't ,and send a check a week later.
TU 715 No apps to 05/13 cash+ 5/13!!! 738 TU CSP April 13!!!CSP approved May 13!!!
I closed my Cap1 secured via the chat with a rep. It took 5 minutes to close the account ,10-12 days for the deposit check. No pain at all.
IT took something like 10 days from the day i called to the day i received my check when i closed my cap1 secured.
@YahComb wrote:IT took something like 10 days from the day i called to the day i received my check when i closed my cap1 secured.
Well that is encouraging.
I have read so many horror stories about "Peggy"
and not getting a check for months.
i had heard all the stories too. maybe i just got lucky lol
@Mustangfrank wrote:Is it acceptable to just run the balance up to the limit and then close the account or is that asking for trouble ?
Never try to close an account with balance.
PIF, close the account, and wait patiently for the deposit check.
+10000 Always zero it out first.
@Shogun wrote:+10000 Always zero it out first.
OK,
Thanks I will do just that.
I will post how long it takes to receive the check.
5 days for me...I had a zero balance before I closed