03-17-2013 08:08 PM
I'm in the process of moving all of my banking over from Wells Fargo to NFCU (way better dividend rates, no acct fees, ATM reimbursements, etc.). I would go ahead and just transfer all of my money via check and then close the accounts - but my Wells Fargo credit card is my oldest account. It's not worth it for me to keep $2,000 in my checking just to avoid the fees - is it plausible to close my checking and savings account while keeping my CC?
03-17-2013 08:11 PM
yes it is.
there's no requirements of having a checking/savings just to qualify for a CC.
they might show you less "love" when you try to get a CLI and stuff, but i wouldn't worry too much about it. your spending and paying habits will still be the main determinent.
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