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Closing a CC Within 1st Year

Frequent Contributor

Closing a CC Within 1st Year

Hi

 

If you close a CC in the first year of opening it, on the MyFico Credit-At-A-Glance page, will it show as an account opened in the past year?

 

For example, if you opened 3 new accounts in the past year but you close one, will the Credit-at-a-Glance page show 2 accounts since you closed one or will it still show 3 even one is closed?

 

Thanks

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2 REPLIES
New Contributor

Re: Closing a CC Within 1st Year

It will age like any other account (open or closed).

 

Unfortunately, closing the account doesn't take away the new account sting.

Message 2 of 3
Moderator Emerita

Re: Closing a CC Within 1st Year

 


treefrogger wrote:

It will age like any other account (open or closed).

 

Unfortunately, closing the account doesn't take away the new account sting.


+1 Also true if you never even activate the card, in most cases.

 

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 3 of 3