No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I have had a secured Cap 1 with a $200 limit for over a year and a half. I have another Cap 1 platinum with $2000 limit. If I close the secured card, do they refund the $$?
@lewdog wrote:I have had a secured Cap 1 with a $200 limit for over a year and a half. I have another Cap 1 platinum with $2000 limit. If I close the secured card, do they refund the $$?
Absolutely, but they wait over 60 days to let everything clear and they send a check
Been told it's faster to close with a balance, they refund faster to cover the card balance.
Just closed mine the AM. Feels good. Was told that I could call the customer service number to request funds to be expidited, if not after 60 days. My statement closes on the 11th, and I have had zero balance for 6 months. Hopeful they will send it back sooner.