Credit Cards

[lewdog]

I have had a secured Cap 1 with a $200 limit for over a year and a half. I have another Cap 1 platinum with $2000 limit. If I close the secured card, do they refund the $$?

[Wolf3]

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lewdog wrote:

I have had a secured Cap 1 with a $200 limit for over a year and a half. I have another Cap 1 platinum with $2000 limit. If I close the secured card, do they refund the $$?

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Absolutely, but they wait  over 60 days to let everything clear and they send a check   

[jordanmedical]

Been told it's faster to close with a balance, they refund faster to cover the card balance.

[YahComb]

I closed my secured back in August, had my refund within 5 days.

[YahComb]

I closed with a zero balance.

[texaspete2012]

Just closed mine the AM. Feels good. Was told that I could call the customer service number to request funds to be expidited, if not after 60 days. My statement  closes on the 11th, and I have had zero balance for 6 months. Hopeful they will send it back sooner.