08-09-2013 09:01 AM
08-09-2013 09:03 AM
When is the best time to close a secured card? My secured card with cap1 is 351 w/ 35 Af, should I close it now or just keep it and keep using it. Although my credit is new I am having a second thought. Any advice?
Amex TE- 4500
What are you doing out of the garden...Lol joking
Wait until your 3X CLI is complete and then make your choice but either way your not losing much UTL wise. How old is the card?
08-09-2013 09:27 AM
Geee not that old 10 months old. Hehehehe.... don't worry myjourney I'm not doing anything silly!
So the AF is coming up?
Shut it down then you're in great shape with great cards now and as for the highlighted area....good Lol
08-09-2013 09:31 AM
08-09-2013 09:36 AM
Yes AF is coming up I don't mind the AF, its just the thought of if I keep it for many years then suddenly shut down then I lost long history. I'm still waiting for 3xCLI. Heheheheh
Since all your accounts are new your not losing anything but maybe a few months of AAoA
And the positive TL will still report for 10 years so if your going to do it now is the best time IMO
08-09-2013 10:12 AM
You've got some pretty nice cards to take its place now. It may be time to cut the cord.
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