Closing both Secured Accts

[mechanicaljen]

With help from you folks, I am well on my way to credit repair.

I have... Discover It, 1500 CL

              Barclays, 1000 CL

              Capital One, 4000 CL

And a few Store Cards...from what I gather,the are not popular here.  But these are stores I shop at frequently and find the rewards system beneficial at this time.

              Overstock, 950 CL

              NY&C, 500 CL

              Eddie Bauer, 250 CL

Today I cancelled my Capital One secured, as well as faxing in info to close my US Bank Secured.  I can post on here when I recieve my refund check for those initial deposits.  I will also close my FingerHut account (2800 CL) in the near future.  I'm currently using it as a credit radio "padding".  But, I should have balances paid down within a month to a point that it will no longer be needed.

I'm so happy and relieved to have "big kid" cards.  I no longer feel like my case is hopeless.  I've not purchased scores from here, in a while.  I will do that next month when I get everything paid down to where I want it.

All thanks to you guys.  Maybe, at some point...I can get the Barclay Venture!  I need a good travel points card.

[Anonymous]

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@mechanicaljen wrote:

With help from you folks, I am well on my way to credit repair.

I have... Discover It, 1500 CL

              Barclays, 1000 CL

              Capital One, 4000 CL

And a few Store Cards...from what I gather,the are not popular here.  But these are stores I shop at frequently and find the rewards system beneficial at this time.

              Overstock, 950 CL

              NY&C, 500 CL

              Eddie Bauer, 250 CL

Today I cancelled my Capital One secured, as well as faxing in info to close my US Bank Secured.  I can post on here when I recieve my refund check for those initial deposits.  I will also close my FingerHut account (2800 CL) in the near future.  I'm currently using it as a credit radio "padding".  But, I should have balances paid down within a month to a point that it will no longer be needed.

I'm so happy and relieved to have "big kid" cards.  I no longer feel like my case is hopeless.  I've not purchased scores from here, in a while.  I will do that next month when I get everything paid down to where I want it.

All thanks to you guys.  Maybe, at some point...I can get the Barclay Venture!  I need a good travel points card.

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Congrats... If they are your oldest accounts, don't close them yet.

[Themanwhocan]

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@mechanicaljen wrote:

With help from you folks, I am well on my way to credit repair.

I have... Discover It, 1500 CL

              Barclays, 1000 CL

              Capital One, 4000 CL

And a few Store Cards...from what I gather,the are not popular here.  But these are stores I shop at frequently and find the rewards system beneficial at this time.

              Overstock, 950 CL

              NY&C, 500 CL

              Eddie Bauer, 250 CL

Today I cancelled my Capital One secured, as well as faxing in info to close my US Bank Secured.  I can post on here when I recieve my refund check for those initial deposits.  I will also close my FingerHut account (2800 CL) in the near future.  I'm currently using it as a credit radio "padding".  But, I should have balances paid down within a month to a point that it will no longer be needed.

I'm so happy and relieved to have "big kid" cards.  I no longer feel like my case is hopeless.  I've not purchased scores from here, in a while.  I will do that next month when I get everything paid down to where I want it.

All thanks to you guys.  Maybe, at some point...I can get the Barclay Venture!  I need a good travel points card.

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Which Overstock card do you have? Is it the First National Bank of Omaha one that comes with a free EX FICO score?

You wil get getting free TU FICO scores from Discover and Barclays. You probably don't need to purchase any scores.