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@Anonymous wrote:
We have decided it is seriously time to start purging. Any else have closing cards with high credit lines? We just closed an airline card with a 12,000 limit. I didn't bother trying to PC it, why keep another card that I to worry about charging every couple of months? I did have a hard time closing though. Not gonna lie.
sorry, you worry about what, keeping a card alive? why not just sd them and let nature takes it course
@Anonymous wrote:
Because it has an AF, I'm not going to pay an AF for a card that I no longer use.
Right, some years back I closed a Citi AA card with a $30K limit as I couldn't justify the AF (didn't know then how easy it was to get it waived). But, in general, if nothing has gone badly wrong with your credit or the economy, if you had a high CL before you can get another more useful one fairly soon
@Anonymous wrote:
Because it has an AF, I'm not going to pay an AF for a card that I no longer use.
ah then purge or a pc are the only actions I suppose. shows how everyone is really in a different spot on this board, there are many people that would pay 4x that fee to have a 12K cl
@longtimelurker wrote:
@Anonymous wrote:
Because it has an AF, I'm not going to pay an AF for a card that I no longer use.Right, some years back I closed a Citi AA card with a $30K limit as I couldn't justify the AF (didn't know then how easy it was to get it waived). But, in general, if nothing has gone badly wrong with your credit or the economy, if you had a high CL before you can get another more useful one fairly soon
you are very lucky to be able to close such a <cl card without thinking about it. luck is not the right word but you get my drift. for myself and many others one has to pay for credit, either in the way of fees or higher apr on a car lease, etc. great that you played this game the right way and that you have choices that many only dream about
@omfgpart2 wrote:
@longtimelurker wrote:
@Anonymous wrote:
Because it has an AF, I'm not going to pay an AF for a card that I no longer use.Right, some years back I closed a Citi AA card with a $30K limit as I couldn't justify the AF (didn't know then how easy it was to get it waived). But, in general, if nothing has gone badly wrong with your credit or the economy, if you had a high CL before you can get another more useful one fairly soon
you are very lucky to be able to close such a <cl card without thinking about it. luck is not the right word but you get my drift. for myself and many others one has to pay for credit, either in the way of fees or higher apr on a car lease, etc. great that you played this game the right way and that you have choices that many only dream about
Not sure how unusual it is though. While there are a lot of new rebuilders here, you see a lot of posters listing total CL in their sigs, often way above $100K Losing say 20% of that isn't that big a hit if you PIF anyway