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If i close two of my chase accounts that i dont use and have no balance on them etc. do you think that will hurt me from ever getting back in with them. I will still have one account with them. But I dont think the other two are needed. And how much will that affect my credit score. I carry barely any balance on any of my cards.
Shouldn't be an issue unless you BK them or let them go to a CO.
If you're closing them make sure to move your CL's to the one you're keeping. They'll let you move all but $500 on each of them to the card you're keeping.
@austinguy907 wrote:Shouldn't be an issue unless you BK them or let them go to a CO.
If you're closing them make sure to move your CL's to the one you're keeping. They'll let you move all but $500 on each of them to the card you're keeping.
Great advice!!
@austinguy907 wrote:Shouldn't be an issue unless you BK them or let them go to a CO.
If you're closing them make sure to move your CL's to the one you're keeping. They'll let you move all but $500 on each of them to the card you're keeping.
They'll let you move all of it if there hasn't been any activity on the account for 30 days after a $0 statement has cut. Just an FYI, so you don't lose out on $1,000 of credit.
Yeah move the credit lines man. Have a nice large card.
They'll let you move all of it if there hasn't been any activity on the account for 30 days after a $0 statement has cut. Just an FYI, so you don't lose out on $1,000 of credit.
That's not always the case. I was able to move all but $500 from my CSP to my freedom even though I had a $0 balance for many months.
Might want to take a look at 5/24 if you haven't and aren't abusolutely sure that you'll never want the same cards again.