Hi-I am thinking about closing some of my unused credit cards. Long story short--I ended up getting a home improvement loan with a fixed APR and had some of my credit cards paid off/down. I have 2 Chase cards that I haven't used in years and they have a 28% finance charge. I don't plan to use these cards. I paid off one of these cards a few months ago & the other was paid off by the loan company. I have a few store cards that I haven't used and would like to close those too. Any advice?