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Frequent Contributor
maxima1
Posts: 455
Registered: ‎11-27-2007

Re: Code #28 on Home Depot

i just applied for exxon mobil got code 25 it that an approval?
GOAL FOR 2010 Paying Down Debt .........653 EQ 685TU EXP???
Mega Contributor
Creditaddict
Posts: 18,818
Registered: ‎10-23-2007

Re: Code #28 on Home Depot

yes call in and approved.
Fico Scores: EQ 639 Navy, TU 665 GE, EX 677 Prosper (07-09-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Fidelity Amex $25k (AU)
Lowest Limit: Buckle $250
Over 30 Cards in between :smileytongue:
Contributor
TexCredit
Posts: 75
Registered: ‎03-04-2008

Re: Code #28 on Home Depot

FYI - just app'd my business for the Home Depot Commercial Revolving account and was approved for $1,000 - had asked for $2,500.  She said she could go to $2,500 with a PG, which I declined.  Asked her how long I would need to establish history at this level before asking for a CLI, she indicated 3-5 months.

 

I also asked her what they looked at as part of the approval process (what reports) and she said she was looking at D&B as well as the Experian business report.

 

Hope that helps all you future business app'ers for HD Commercial Revolving.had

Life is a gamble. Get out there, roll the dice and see what happens. You can't win if you don't play!
Frequent Contributor
Harpo
Posts: 431
Registered: ‎08-08-2008

Biz cards applied and approved for

[ Edited ]

I thought I would come back and update this thread. I applied for a was approved for the following

 

Velero Gas Card - $1000

Exxon/Mobile - $500

Texaco - $1000

BP - $2875

 

I also have

 

Key Bank $3000

Staples $2000

Tractor Supply - $1000

 

I think this should build my business credit up a little. I am happy with the limits I have and will keep them in check and see my credit limits grow. All of these are without PG.

 

Have a happy credit day!

 

Message Edited by Harpo on 11-14-2008 04:49 AM
Regular Contributor
bigman023
Posts: 249
Registered: ‎05-15-2009

Re: Biz cards applied and approved for

I applied for a Home Dep ot online today, and received a Report Code #25. Talked to a CSR and was told 7-10 days.  Decided to research this code 25.  This is one of the many threads  I found the term 'PG' used alot when researching this.  Can someone PLEASE tell me what 'PG' is an abbreviation for.

 

 

Thanks!

5/2009 EQ-504(FICO), TU98-567(FICO), EX- 503 (FAKO)
10/17/11 EQ-633, TU04-652, EX-681 All lender Pulls
10/17/11 TU98-678
12/21/2012 TU98-677 (39% Util)
01/21/2012 EQ - 661 (37% Util) SW Alert
Mega Contributor
Creditaddict
Posts: 18,818
Registered: ‎10-23-2007

Re: Biz cards applied and approved for


bigman023 wrote:

I applied for a Home Dep ot online today, and received a Report Code #25. Talked to a CSR and was told 7-10 days.  Decided to research this code 25.  This is one of the many threads  I found the term 'PG' used alot when researching this.  Can someone PLEASE tell me what 'PG' is an abbreviation for.

 

 

Thanks!


PG = Personal Gaurantee... you have to let them base approval off of your personal credit.

Fico Scores: EQ 639 Navy, TU 665 GE, EX 677 Prosper (07-09-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Fidelity Amex $25k (AU)
Lowest Limit: Buckle $250
Over 30 Cards in between :smileytongue:
Regular Contributor
bigman023
Posts: 249
Registered: ‎05-15-2009

Re: Biz cards applied and approved for

Oh..

 

 

Thanks

5/2009 EQ-504(FICO), TU98-567(FICO), EX- 503 (FAKO)
10/17/11 EQ-633, TU04-652, EX-681 All lender Pulls
10/17/11 TU98-678
12/21/2012 TU98-677 (39% Util)
01/21/2012 EQ - 661 (37% Util) SW Alert

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