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Frequent Contributor
tempusfugit123
Posts: 405
Registered: ‎02-06-2008
0

Collections...Credit Cards?

I have 4 collections on my Experian credit report
 
The first collection I never received a statement
The second collection is they agree once I paid they would delete (next month)
The third I am waiting to see if they will agree with my pay to delete
The fourth the hospital refused to take payment
 
I am trying to get them all removed
 
I have credit scores of Tran-656 Equ-626 Exp- 623
 
I am trying to raise my score to get a good credit card. I had three accounts (Macys, Capital One, Chase) All of them are closed.
 
I am trying to get a house in 2 years. I dont have any type of credit to help my score. I dont have a car or anything like that.  I really need to fix my credit.
 
Will collections hinder me from getting a good credit card?
Established Member
lookingfor700
Posts: 47
Registered: ‎05-13-2008
0

Re: Collections...Credit Cards?



tempusfugit123 wrote:
 
Will collections hinder me from getting a good credit card?



They have hurt me a little. I have a $30.00 PIF CO from Scanta Engery, that has been bugging me for a while. I had to get that PIF before i closed on my house last year.
   Citi told me that they dont look at Medical collections, so thats a good thing. As i have a few of those. I would try to PFD all i could.

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