Yeah, probably not going to happen any time soon. They seem pretty slow about changing policies. Didn't it take them about twenty years to change their policy on credit limit increases?
On a side note, with the forum change to credit cards and credit card apps, shouldn't we have a section for just Capital One, it would free up a lot of space! While I am joking about this, I am only half joking!
It is by will alone I set my mind in motion.....
Always follow these rules: Only take a HP for a new account. Always use the best rewards card for that reward category. Don't close a card unless you know you really should. Never use more than 35% of a credit limit. Recon as much and as best you can. Use the introductory period to the best advantage. Get the signup bonus. Whenever possible PIF or balance transfer so you pay less in interest. Never give an excellent rating when it is actually the norm. Always look for a discount as more is always better.
Always accept candy from strangers because they have the best candy or from people you know have good candy.
