Combining Chase Cards - Flag a review?

[Anonymous]

I'm trying to get rid of a lot of my unnecessary cards without reducing my available credit, so I've been trying to condense cards with the same lender.

I have a Chase Freedom with a $10,000 limit, and a CSP with a $9,600 (annoying) limit. 

If I contact Chase, do you think they would be willing to reallocate my CSP to make a $19,000 CL Freedom, closing my CSP?

I'm curious if this would raise flags. I've re-allocated with them before, but nothing on this scale.

[amakol]

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@Anonymous wrote:

I'm trying to get rid of a lot of my unnecessary cards without reducing my available credit, so I've been trying to condense cards with the same lender.

I have a Chase Freedom with a $10,000 limit, and a CSP with a $9,600 (annoying) limit. 

If I contact Chase, do you think they would be willing to reallocate my CSP to make a $19,000 CL Freedom, closing my CSP?

I'm curious if this would raise flags. I've re-allocated with them before, but nothing on this scale.

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They'll have no problem doing it for you. No red flags - they're already exposed $19.6K to you, number of lines is largely irrelevant. Congrats on the great CL Freedom.

[lg8302ch]

Chase will do that for you but if you keep CSP then I would also keep Freedom and rack up points with the 5% categories.  In your shoes I would only reallocate limit from Freedom to CSP but keep it.  .....but whatever you decide - Chase will be happy to do it

edit: sorry never mind ...just saw that you plan to close CSP and keep only Freedom

[Imperfectfuture]

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@bonehead88 wrote:

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@Anonymous wrote:

I'm trying to get rid of a lot of my unnecessary cards without reducing my available credit, so I've been trying to condense cards with the same lender.

I have a Chase Freedom with a $10,000 limit, and a CSP with a $9,600 (annoying) limit. 

If I contact Chase, do you think they would be willing to reallocate my CSP to make a $19,000 CL Freedom, closing my CSP?

I'm curious if this would raise flags. I've re-allocated with them before, but nothing on this scale.

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They'll have no problem doing it for you. No red flags - they're already exposed $19.6K to you, number of lines is largely irrelevant. Congrats on the great CL Freedom.

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If you have visa sigs, the lending department will have no problem.