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Had they been just regular Cap1 and HSBC cards I would say it could be possible in the future, but since it is a best buy branded credit card I doubt it would ever be a possibility.
@remarc wrote:
What if Bestbuy goes bankrupt which Ive heard rumors.
then i guess we should all buy tv's now since we wont have to pay for them =___=
no but seriously like stated combining a bradend card with a bank card sounds like a no go.
i dont have and capone cards but would be nice to take that limit to a real card that i can use anywhere.
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
@remarc wrote:
What if Bestbuy goes bankrupt which Ive heard rumors.
Doesn't matter if bestbuy goes bankrupt If it does, your best buy card would be closed, and your BBRZMC would most likely be changed to some other card that they could charge you an exorbitant AF for.
@jsucool76 wrote:
@remarc wrote:
What if Bestbuy goes bankrupt which Ive heard rumors.Doesn't matter if bestbuy goes bankrupt If it does, your best buy card would be closed, and your BBRZMC would most likely be changed to some other card that they could charge you an exorbitant AF for.
true unless some other electronics retailer comes in and buys out the companies assets and keeps it alive. The BBRZMC bussiness is probably pretty sweet thanks to it having high APR, AF and usable as a MC anywhere.
@remarc wrote:
Thing is I've had the crap one for 3 years nearly with only 1 credit limit increase as part of the credit steps. I have other cards. Chase & discover with much higher CL $2000 +.
Just trying to think of reason & be optimistic instead of closing them all when the annual fee comes around
I will keep the bb store card as its pretty convinent & no AF
I'd definitely keep the BB store card for the same-as-cash interest free offers they run frequently.....
Which card do you have, the regular plat?
I would ask them to waive AF, and if they wouldn't I would close it (provided you have enough available credit that your util wouldn't take a hit) and the card will continue to report as a positive TL (so long as you pay any balance before you close it) for 10 years.
Cap1s prime cards are supposed to be really great, but their rebuilder/builder cards tend to go unnoticed by their CLI dept
@injustifiiable wrote:I'd definitely keep the BB store card for the same-as-cash interest free offers they run frequently.....
its more then regular.
they offer it on purchases over 400.
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |