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Combining cls using personal and business

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CreditDrama85
Established Contributor

Combining cls using personal and business

if you have a business cc with pg and a personal cc all with the same bank can u transfer or adjust the cls between the two cards? has anyone successfully done this, if so with what bank/cc?
Message 1 of 9
8 REPLIES 8
Red1Blue
Super Contributor

Re: Combining cls using personal and business

I doubt if you can do it. However your bank might be different. Check with the bank.
Message 2 of 9
CreditDrama85
Established Contributor

Re: Combining cls using personal and business

anyone else?
Message 3 of 9
pkhuu78
Contributor

Re: Combining cls using personal and business

Sorry to bring up an old thread, doesn anyone have an aswer to this?


......NPSL.........14.5 K............30 K..........20 K.........10 K...............8 K.............7.5 K..........
Message 4 of 9
peaceonearth
Established Contributor

Re: Combining cls using personal and business


@CreditDrama85 wrote:
if you have a business cc with pg and a personal cc all with the same bank can u transfer or adjust the cls between the two cards? has anyone successfully done this, if so with what bank/cc?

Business credit card can only be used for the business. Read your business credit card agreement.

 

Message 5 of 9
myjourney
Super Contributor

Re: Combining cls using personal and business

Sorry business and personal cards can not be combined ....sucks but its the sad truth 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 6 of 9
red259
Super Contributor

Re: Combining cls using personal and business


@myjourney wrote:

Sorry business and personal cards can not be combined ....sucks but its the sad truth 


Chase took 5k CL from my personal card to open a chase biz card. Obviously it was a reallocation as part of a new app, but still I had a CL go from personal to business so it can happen in some circumstances. 

;
Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019
Message 7 of 9
sccredit
Valued Contributor

Re: Combining cls using personal and business

Depends on the creditor

Message 8 of 9
myjourney
Super Contributor

Re: Combining cls using personal and business


@red259 wrote:

@myjourney wrote:

Sorry business and personal cards can not be combined ....sucks but its the sad truth 


Chase took 5k CL from my personal card to open a chase biz card. Obviously it was a reallocation as part of a new app, but still I had a CL go from personal to business so it can happen in some circumstances. 


Yes they will use your personal cards to open but they will never combine limits 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 9 of 9
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