Congratulations! You have so much to be proud of!!!!
Great job! Congrats on the new home!
@jgallego13 wrote:Back in 2011, my credit score was hovering in the 430s. All this due to a severe financial crisis I hit in 2005-2006. At one point, I had a total of 27 negative accounts on my credit report. After doing a little research, I found these forums to get some knowledge on how I could regain control of my credit. After lots of reading, and of course having the benefit of time eliminate several baddies off my report I was able to work my way back. Started with the rebuilding process and the dreaded Salute cards, as well as First Premiere bank. That opened doors for Capital One secured and unsecured cards. Moved on to Amex Zync approval thanks for a relationship established with Amex through the corporate card given to me at work. The zync opened the door for PRG and Discover More.... Today, I am happy to report the following:
- FICO score is now 680
- Closed on my first house last month, a $285,000 mortgage
- Received Amex Delta Skymiles Card and Amex BCE yesterday
Looking forward to what the future has in store... but thanks to all that provided the advice to lead me here thus far.
Thats awesome!! Congrats!! Things are falling into place it sounds like. Its an amazing feeling aint it? 
Congratulations! It's great to hear a success story. You give me hope.
That is absolutely fantastic! You have come a long way indeed!