They won't issue a statement if you don't use them, but the accts will appear on your CBR. The $2K will help with util. Some CCCs like Chase don't count store cards when reviewing for app. How much they help you depends on what you're applying for, but they really should hurt you, except the new TLs will take a bite out of your AAoA.
They wont issue a statement or update the CRA unless there is activity for that month, after 6 months an inactive flag could be thrown on them that would remove them from your CR calculations, to be safe use at least once every 6 months so the CRA gets updated. Comenity will also not update the CRAs when you get a CLI if you don't use the card after the CLI.
Does anyone out there that watches their report closely know the approximate day each month that Comenity Bank info gets updated to the bureaus? Actually two dates - the date that the balance is reported, and then the date that it actually hits the credit report?
TIA!
Starting Score: 560
@lanakane wrote:Does anyone out there that watches their report closely know the approximate day each month that Comenity Bank info gets updated to the bureaus? Actually two dates - the date that the balance is reported, and then the date that it actually hits the credit report?
TIA!
It's not the same date for every Comenity card. And for me, I have noticed some update more quickly than others. It's really annoying. You can send them a private message though to ask them to update.
