@Happychap wrote:
How inq sensitive is this bank? And are they easy to recon? only I don't see a recon number in the backdoor thread. I was wanting to apply for one of their cards but don't want to waste an inq if they are sensitive.
I can't say for sure, but since the "shopping cart trick" does exist, which allows you to get a CL with no HP, I can only gather that they would not be as inquiry sensitive as other lenders. Maybe that logic is pushing the facts a bit, but that's my take on lt. The best of luck to you.
they don't seem to be that sensitive to anything 
Last year I apped for the A&F card twice and both times denied due to inq only. I have a couple accounts with Comneity already and had them for several years in good standing. I want to app for one of their cards again but not sure how inq sensitive they are in terms on how old your last inq has to be. My last inq was around 3 months ago. Last 12 months I have around 30, but I know like most lenders they only look at your most recent, so trying to figure out how they define recent 
Does anybody know which CRA they normally pull? Thank you.
