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Comenity Bank?

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Contributor

Re: Comenity Bank?

The Issue My Abercrombie Credit Card. 

Message 11 of 23
Established Contributor

Re: Comenity Bank?

anyone know there minumum  score for approvals      are they easy lol

fico 11/01/01//2017 tu 634eq 631
ex 613overstock src="http://ficoforums.
Message 12 of 23
Frequent Contributor

Re: Comenity Bank?

in my experience pretty easy. I would guess around 620 and up.....

I love my Marathon Gas Card. even get rebates

NFCU Cash Rewards 20,000,NFCU Plat 17,000, NavCheck 15,000, USAA Cash 4,000, USSA Rate Adv 2,000, USAA AMEX 3,500, Freedom 2,000, Capital One 2,000, Barclay's Apple 1,500, Barclay's Ring 1500, Various Store Cards.




Message 13 of 23
Valued Contributor

Re: Comenity Bank?

I love my Victoria Secret Angel Card.  144pts to go for VIP upgrade Smiley Surprised

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 14 of 23
Frequent Contributor

Re: Comenity Bank?


ready13 wrote:

Well i know that Comenity Bank was formerly known as World Financial Bank who did accounts with a lot of retail companies. I believe they just switched over about 1-2 months ago and have updated their website, which looks really cool now its way more up to date has a lot of web based features for the accounts managed through them. Anyhow hope that helped.Smiley Wink


I really like the new site.  I like the features and how I can check my rewards and what. Muuuuuucccccchhhhhh better than the old site


Starting Score: 601
Current Score: 670
Goal Score: 700


Take the FICO Fitness Challenge

NFCU Rewards- 8K......AMEX Delta Skymiles-5k.....Citi AAdvantage AMEX-3.5K...WalMart Discover-4K....Old Navy Visa-2k...BOA-3000...AMEX Green-NPSL....Discover More-1K
Message 15 of 23
Frequent Contributor

Re: Comenity Bank?


mrldp40 wrote:

anyone know there minumum  score for approvals      are they easy lol


I think I got these in the low 600s.....these were my first cards when I started rebuilding 


Starting Score: 601
Current Score: 670
Goal Score: 700


Take the FICO Fitness Challenge

NFCU Rewards- 8K......AMEX Delta Skymiles-5k.....Citi AAdvantage AMEX-3.5K...WalMart Discover-4K....Old Navy Visa-2k...BOA-3000...AMEX Green-NPSL....Discover More-1K
Message 16 of 23
Frequent Contributor

Re: Comenity Bank?


armbenderc wrote:

I love my Victoria Secret Angel Card.  144pts to go for VIP upgrade Smiley Surprised


Yes....me too!!!!

 

i love my NYandCo cards.....I have another 20.00 discount to use and I just used one lol


Starting Score: 601
Current Score: 670
Goal Score: 700


Take the FICO Fitness Challenge

NFCU Rewards- 8K......AMEX Delta Skymiles-5k.....Citi AAdvantage AMEX-3.5K...WalMart Discover-4K....Old Navy Visa-2k...BOA-3000...AMEX Green-NPSL....Discover More-1K
Message 17 of 23
Senior Contributor

Re: Comenity Bank?

Yeah.. they also do the Smile Generation Financial Credit Card, which I used for 12 mos no interest on my wisdom teeth :-O

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 18 of 23
Valued Contributor

Re: Comenity Bank?

They seem to be pretty easy to get.  I got a Bealls Outlet card and later realized that I really wanted the Bealls Florida card and they took care of it easily.  They also do the Marathon Gas card I have.  They took it over after I got the card, but they are doing good with it.  I started out with a low limit of $150 and now it is $900 after a year.  They also gave me a Marathon Visa card for $2500.  I am hoping they give me an increase at the 6 month mark in two days.  One thing is they have high interest rates on their cards.  18% to 25%.  Sometimes they have options for lowering rates on some of their cards which are Visa or Mastercard.

It is by will alone I set my mind in motion.....
Always follow these rules: Only take a HP for a new account. Always use the best rewards card for that reward category. Don't close a card unless you know you really should. Never use more than 35% of a credit limit. Recon as much and as best you can. Use the introductory period to the best advantage. Get the signup bonus. Whenever possible PIF or balance transfer so you pay less in interest. Never give an excellent rating when it is actually the norm. Always look for a discount as more is always better.
Always accept candy from strangers because they have the best candy or from people you know have good candy.
Message 19 of 23
Established Contributor

Re: Comenity Bank?

I have a Victoria Secret and Brylane Homes credit card with them. So far, I have not had any problems with them. I think I read on here somewhere that they will hp you if you ask for a cli.

TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Message 20 of 23