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New Member
Anf_dude
Posts: 19
Registered: ‎09-04-2012

Re: Comenity Bank?

The Issue My Abercrombie Credit Card. 

New Contributor
mrldp40
Posts: 51
Registered: ‎03-07-2007

Re: Comenity Bank?

anyone know there minumum  score for approvals      are they easy lol

Frequent Contributor
bbb3601
Posts: 322
Registered: ‎01-26-2012

Re: Comenity Bank?

in my experience pretty easy. I would guess around 620 and up.....

I love my Marathon Gas Card. even get rebates

NFCU Cash Rewards 16,500,NFCU Plat 17,000, NavCheck 10,000, USAA Cash 4,000, USSA Rate Adv 2,000, USAA AMEX 3,500, Freedom 2,000, Capital One 2,000, Barclay's Apple 1,500, Barclay's Ring 1500, Various Store Cards.




Established Contributor
armbenderc
Posts: 777
Registered: ‎09-11-2012

Re: Comenity Bank?

I love my Victoria Secret Angel Card.  144pts to go for VIP upgrade :smileysurprised:

Current Score: Amex Plus (02/13): 728 EX, 728 EQ, Discover LP (03/13): 731 TU, Walmart TU08 (04/13) 734
2013 App'd: 03/01/13 - Discover IT (Approved), 03/04/13 - Amex BCE (Approved), 05/04/13 - CSP (Approved)
Frequent Contributor
Sparkz1920
Posts: 263
Registered: ‎08-09-2009

Re: Comenity Bank?


ready13 wrote:

Well i know that Comenity Bank was formerly known as World Financial Bank who did accounts with a lot of retail companies. I believe they just switched over about 1-2 months ago and have updated their website, which looks really cool now its way more up to date has a lot of web based features for the accounts managed through them. Anyhow hope that helped.:smileywink:


I really like the new site.  I like the features and how I can check my rewards and what. Muuuuuucccccchhhhhh better than the old site


Starting Score: 601
Current Score: 670
Goal Score: 700


Take the FICO Fitness Challenge

NFCU Rewards- 8K......AMEX Delta Skymiles-5k.....Citi AAdvantage AMEX-3.5K...WalMart Discover-4K....Old Navy Visa-2k...BOA-3000...AMEX Green-NPSL....Discover More-1K
Frequent Contributor
Sparkz1920
Posts: 263
Registered: ‎08-09-2009

Re: Comenity Bank?


mrldp40 wrote:

anyone know there minumum  score for approvals      are they easy lol


I think I got these in the low 600s.....these were my first cards when I started rebuilding 


Starting Score: 601
Current Score: 670
Goal Score: 700


Take the FICO Fitness Challenge

NFCU Rewards- 8K......AMEX Delta Skymiles-5k.....Citi AAdvantage AMEX-3.5K...WalMart Discover-4K....Old Navy Visa-2k...BOA-3000...AMEX Green-NPSL....Discover More-1K
Frequent Contributor
Sparkz1920
Posts: 263
Registered: ‎08-09-2009

Re: Comenity Bank?


armbenderc wrote:

I love my Victoria Secret Angel Card.  144pts to go for VIP upgrade :smileysurprised:


Yes....me too!!!!

 

i love my NYandCo cards.....I have another 20.00 discount to use and I just used one lol


Starting Score: 601
Current Score: 670
Goal Score: 700


Take the FICO Fitness Challenge

NFCU Rewards- 8K......AMEX Delta Skymiles-5k.....Citi AAdvantage AMEX-3.5K...WalMart Discover-4K....Old Navy Visa-2k...BOA-3000...AMEX Green-NPSL....Discover More-1K
Valued Contributor
youngandcreditwrthy
Posts: 3,765
Registered: ‎08-16-2012

Re: Comenity Bank?

Yeah.. they also do the Smile Generation Financial Credit Card, which I used for 12 mos no interest on my wisdom teeth :-O

Paypal Extras Plat MC $25k | Lowe's $12k | Amex BCE $10.5K | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k
Regular Contributor
bernhardtra
Posts: 357
Registered: ‎10-15-2011

Re: Comenity Bank?

They seem to be pretty easy to get.  I got a Bealls Outlet card and later realized that I really wanted the Bealls Florida card and they took care of it easily.  They also do the Marathon Gas card I have.  They took it over after I got the card, but they are doing good with it.  I started out with a low limit of $150 and now it is $900 after a year.  They also gave me a Marathon Visa card for $2500.  I am hoping they give me an increase at the 6 month mark in two days.  One thing is they have high interest rates on their cards.  18% to 25%.  Sometimes they have options for lowering rates on some of their cards which are Visa or Mastercard.


Staying in the Garden, doin my research for the next best thing.
Barclay $1500, Marathon Visa $2500, Capital One $3500, Household $500, Marathon $900, Bealls FL $950, Belk $800, Walmart $1700, Discover $1000, Compass Bank $8000, PayPal Rewards MC $3,000, Chase $500 FICO scores (Walmart) 698 (Merrick) 712 CK Transrisk 689 Vantage 801 Credit Expert Plus Score 690
Established Contributor
snowkitty
Posts: 636
Registered: ‎09-10-2012

Re: Comenity Bank?

I have a Victoria Secret and Brylane Homes credit card with them. So far, I have not had any problems with them. I think I read on here somewhere that they will hp you if you ask for a cli.

TU Fico 714 | Sesame 738 | Credit Karma 734 | Wal-Mart FICO 708 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 5.5k | Citi Diamond Preferred 6k | Bofa Visa 500 | Discover More 1.5k | Wal-Mart 2.5k | Amazon 2.5k | Old Navy 1050 | Shell 600 | BP 400 | VS 500 | Sam's Discover 3.5k | FNBO Amex 6k | Chase Freedom 1k | Brylane Homes 600 | BML 821

*You can find me in the garden.....app free since 3/21/13*

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