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Contributor
obageegee
Posts: 160
Registered: ‎09-30-2012

Comenity Bank?

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‎10-03-2012 11:29 AM

Anyone have any experience with this? They issue the Sportsman's Guide Visa, never heard of them



Starting Score: 530 - 2/12
Current Score: EX - 682 EQ - 704 TU-680
Goal Score: 700+
App free since 5/22/13
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Established Contributor
rtw
Posts: 753
Registered: ‎05-01-2012

Re: Comenity Bank?

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‎10-03-2012 11:39 AM

Just know that's the new name of WFNN that issues Victoria's Secret, J. Crew among others. Name change just switched on my CR.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 725 (PSECU 5/11/13) TU: 722 (5/23/13) EQ: 695 (5/23/13)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 10K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 4.1K Barclays USAir 7/12 | 5K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
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Contributor
obageegee
Posts: 160
Registered: ‎09-30-2012

Re: Comenity Bank?

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‎10-03-2012 11:41 AM

Cool, I'm in gardening mode right now but plotting my next steps



Starting Score: 530 - 2/12
Current Score: EX - 682 EQ - 704 TU-680
Goal Score: 700+
App free since 5/22/13
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Established Contributor
bribro
Posts: 880
Registered: ‎04-20-2012

Re: Comenity Bank?

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‎10-03-2012 11:53 AM

They also handle the credit card for Express (clothing store).

Credit Karma Score: 803 (4/26/13)
Credit Sesame Score: 792 (4/26/13)

J.P. Morgan Palladium ($100k x3) | Citi Dividend World Elite MC w/EMV ($20k) | Chase Sapphire Preferred Visa Signature ($25k) | Chase Ink Bold World Elite MC ($25k Flex) | Chase Freedom Visa Signature ($25k) | Chase Freedom World MC ($25k) | Chase MileagePlus Explorer Visa Signature ($15k) | AmEx Blue Sky ($22.5k) | Lexus Financial Services ($30k) | Capital One Store Credit ($6k) | GE Money Store Credit ($3k) | WFNNB Store Credit ($2k) | Macy's Store Credit ($2k)
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Established Contributor
rtw
Posts: 753
Registered: ‎05-01-2012

Re: Comenity Bank?

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‎10-03-2012 12:16 PM

The Limited also.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 725 (PSECU 5/11/13) TU: 722 (5/23/13) EQ: 695 (5/23/13)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 10K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 4.1K Barclays USAir 7/12 | 5K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
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Frequent Contributor
wreith
Posts: 325
Registered: ‎06-13-2012

Re: Comenity Bank?

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‎10-03-2012 01:23 PM

They handle my HSN card.

03/07/2013 Walmart TU 702
03/07/2013 MyFico EQ 694
01/28/2013 USAA FAKO EX 728, EQ 715, TU 703
In my wallet Discover It $1200, USAA Cash Rewards AMEX $7K, USAA Rewards Platinum MC $7K, CareCredit $3K, Chase Freedom $1400, Walmart $2300, Lowes $800, HSN $1450, Macys Red Star Store $1800, Paypal smart connect $600, VS Angelcard $500, Amazon Store $1200, AMEX Green NPSL, BCE $1K.
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Regular Contributor
WhiteCollar
Posts: 230
Registered: ‎04-07-2012

Re: Comenity Bank?

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‎10-03-2012 01:31 PM

Victoria's Secret too. No issues thus far. 

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Contributor
obageegee
Posts: 160
Registered: ‎09-30-2012

Re: Comenity Bank?

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‎10-03-2012 01:33 PM

I don't know if this is going to be a good intermediate step, I think I'll just garden for a while and wait till I get all 3 close to 700 again



Starting Score: 530 - 2/12
Current Score: EX - 682 EQ - 704 TU-680
Goal Score: 700+
App free since 5/22/13
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New Contributor
pinoyscorpion951
Posts: 51
Registered: ‎09-03-2012

Re: Comenity Bank?

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‎10-03-2012 02:12 PM

Comenity Bank used to be called World Financial Network National Bank. I went on an app spree in august and got apporved for 4 of their cards using the checkout method. Soft pull on all the apps. Approved for Victorias Secret, J. Crew, Buckle and One Stop Plus. Wound up regretting it though because although they were all soft pulls, my AAoA took a dip. Our household shops at all of them except for One Stop. I shop and then PIF. I'm in gardening mode until the end of 2013.

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New Contributor
ready13
Posts: 53
Registered: ‎08-07-2012

Re: Comenity Bank?

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‎10-13-2012 07:48 PM

Well i know that Comenity Bank was formerly known as World Financial Bank who did accounts with a lot of retail companies. I believe they just switched over about 1-2 months ago and have updated their website, which looks really cool now its way more up to date has a lot of web based features for the accounts managed through them. Anyhow hope that helped.:smileywink:

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