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Contributor
Anf_dude
Posts: 115
Registered: ‎09-04-2012

Re: Comenity Bank?

The Issue My Abercrombie Credit Card. 

New Contributor
mrldp40
Posts: 51
Registered: ‎03-07-2007

Re: Comenity Bank?

anyone know there minumum  score for approvals      are they easy lol

Frequent Contributor
bbb3601
Posts: 327
Registered: ‎01-26-2012

Re: Comenity Bank?

in my experience pretty easy. I would guess around 620 and up.....

I love my Marathon Gas Card. even get rebates

NFCU Cash Rewards 16,500,NFCU Plat 17,000, NavCheck 10,000, USAA Cash 4,000, USSA Rate Adv 2,000, USAA AMEX 3,500, Freedom 2,000, Capital One 2,000, Barclay's Apple 1,500, Barclay's Ring 1500, Various Store Cards.




Valued Contributor
armbenderc
Posts: 1,339
Registered: ‎09-11-2012

Re: Comenity Bank?

I love my Victoria Secret Angel Card.  144pts to go for VIP upgrade :smileysurprised:

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Frequent Contributor
Sparkz1920
Posts: 271
Registered: ‎08-09-2009

Re: Comenity Bank?


ready13 wrote:

Well i know that Comenity Bank was formerly known as World Financial Bank who did accounts with a lot of retail companies. I believe they just switched over about 1-2 months ago and have updated their website, which looks really cool now its way more up to date has a lot of web based features for the accounts managed through them. Anyhow hope that helped.:smileywink:


I really like the new site.  I like the features and how I can check my rewards and what. Muuuuuucccccchhhhhh better than the old site


Starting Score: 601
Current Score: 670
Goal Score: 700


Take the FICO Fitness Challenge

NFCU Rewards- 8K......AMEX Delta Skymiles-5k.....Citi AAdvantage AMEX-3.5K...WalMart Discover-4K....Old Navy Visa-2k...BOA-3000...AMEX Green-NPSL....Discover More-1K
Frequent Contributor
Sparkz1920
Posts: 271
Registered: ‎08-09-2009

Re: Comenity Bank?


mrldp40 wrote:

anyone know there minumum  score for approvals      are they easy lol


I think I got these in the low 600s.....these were my first cards when I started rebuilding 


Starting Score: 601
Current Score: 670
Goal Score: 700


Take the FICO Fitness Challenge

NFCU Rewards- 8K......AMEX Delta Skymiles-5k.....Citi AAdvantage AMEX-3.5K...WalMart Discover-4K....Old Navy Visa-2k...BOA-3000...AMEX Green-NPSL....Discover More-1K
Frequent Contributor
Sparkz1920
Posts: 271
Registered: ‎08-09-2009

Re: Comenity Bank?


armbenderc wrote:

I love my Victoria Secret Angel Card.  144pts to go for VIP upgrade :smileysurprised:


Yes....me too!!!!

 

i love my NYandCo cards.....I have another 20.00 discount to use and I just used one lol


Starting Score: 601
Current Score: 670
Goal Score: 700


Take the FICO Fitness Challenge

NFCU Rewards- 8K......AMEX Delta Skymiles-5k.....Citi AAdvantage AMEX-3.5K...WalMart Discover-4K....Old Navy Visa-2k...BOA-3000...AMEX Green-NPSL....Discover More-1K
Senior Contributor
youngandcreditwrthy
Posts: 6,137
Registered: ‎08-16-2012

Re: Comenity Bank?

Yeah.. they also do the Smile Generation Financial Credit Card, which I used for 12 mos no interest on my wisdom teeth :-O

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k | Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Established Contributor
TiggerDat
Posts: 1,013
Registered: ‎10-15-2011

Re: Comenity Bank?

They seem to be pretty easy to get.  I got a Bealls Outlet card and later realized that I really wanted the Bealls Florida card and they took care of it easily.  They also do the Marathon Gas card I have.  They took it over after I got the card, but they are doing good with it.  I started out with a low limit of $150 and now it is $900 after a year.  They also gave me a Marathon Visa card for $2500.  I am hoping they give me an increase at the 6 month mark in two days.  One thing is they have high interest rates on their cards.  18% to 25%.  Sometimes they have options for lowering rates on some of their cards which are Visa or Mastercard.


Grow little seedling grow.

Rethink every purchase you make, before you make it. Use the card with the best rewards. Pay in full each month. Redeem rewards often. Use the cards online shopping for more discounts. Smile, knowing that being thrifty allows you to actually get more out of the same amount of money!
Established Contributor
snowkitty
Posts: 979
Registered: ‎09-10-2012

Re: Comenity Bank?

I have a Victoria Secret and Brylane Homes credit card with them. So far, I have not had any problems with them. I think I read on here somewhere that they will hp you if you ask for a cli.

TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 7.5k | Boa Travel 9k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 13.5k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*

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