@Anonymous wrote:
my mom always racks her cards up and then just pays the minimum due....also when I logged into her oldest comenity account which is PacSun she has been late 2 times since she got the card in July and is still paying off the purchase she charged to it in July .
..... Some people will just never change. Im really considering taking over her accounts for her. Hopefully when I do and I tell her the bill is due give me the money to pay it she will. And when she gets hit with these late fees she doesnt care, she doesnt try to get them waived or anything.
I would just beat her.
I did the same to my dad when he wouldn't give up his old BK happy habits
Ok, maybe I didn't beat him but I did take over the account. If I left it up to him, he'd be back to square one with no credit because he just feels that a 30 day late is no big deal