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Comenity Capital Bank vs. Comenity Bank

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Dahlia77
Regular Contributor

Re: Comenity Capital Bank vs. Comenity Bank

According to BBB, the following are Comenity Capital Bank:

 

 

AKC Visa (credit accounts handled by Comenity Capital Bank)


American Business (credit accounts handled by Comenity Capital Bank)


American Laser Skincare (credit accounts handled by Comenity Capital Bank)

 

American TV(credit accounts handled by Comenity Capital Bank)


Apen Dental- DentalFirst Financing (credit accounts handled by Comenity Capital Bank)


Barneys New York (credit accounts handled by Comenity Capital Bank


Bill Me Later (credit accounts handled by Comenity Capital Bank)


Blair (credit accounts handled by Comenity Capital Bank)


Carson's (credit accounts handled by Comenity Capital Bank)


Carter Lumber DIY(credit accounts handled by Comenity Capital Bank)


Carter PLC (credit accounts handled by Comenity Capital Bank)


Carter Pro (credit accounts handled by Comenity Capital Bank)


David's Bridal (credit accounts handled by Comenity Capital Bank)


DentalFirst Financing (credit accounts handled by Comenity Capital Bank)


Distribution America (credit accounts handled by Comenity Capital Bank)


Draper's & Damon's (credit accounts handled by Comenity Capital Bank)


Fastline (credit accounts handled by Comenity Capital Bank)


Fuel Rewards Network MasterCard (credit accounts handled by Comenity Capital Bank


Gardner White (credit accounts handled by Comenity Capital Bank)


GEM Account (credit accounts handled by Comenity Capital Bank)


Gold Violin (credit accounts handled by Comenity Capital Bank)


Good Sam (credit accounts handled by Comenity Capital Bank


Haband (credit accounts handled by Comenity Capital Bank)


HSN (credit accounts handled by Comenity Capital Bank)


J.Jill (credit accounts handled by Comenity Capital Bank)


Lending Club Patient Solutions (credit accounts handled by Comenity Capital Bank)


Lifestyle Lift (credit accounts handled by Comenity Capital Bank)


LinenSource (credit accounts handled by Comenity Capital Bank)


Med Money (credit accounts handled by Comenity Capital Bank)


Modells (credit accounts handled by Comenity Capital Bank)


Motorola (credit accounts handled by Comenity Capital Bank)


My BJ's Perks MasterCard (credit accounts handled by Comenity Capital Bank)


Orchard Supply Hardware (credit accounts handled by Comenity Capital Bank)


Osh (credit accounts handled by Comenity Capital Bank)


Osh Commercial Services (credit accounts handled by Comenity Capital Bank)


Overstock.com (credit accounts handled by Comenity Capital Bank)


PayPal Credit (credit accounts handled by Comenity Capital Bank)


Petland (credit accounts handled by Comenity Capital Bank)


Phoenix Chamber Link (credit accounts handled by Comenity Capital Bank)


Simply Be (credit accounts handled by Comenity Capital Bank)


Smile Generation Financial (credit accounts handled by Comenity Capital Bank)


Southern Pipe (credit accounts handled by Comenity Capital Bank)


Springstone Financial (credit accounts handled by Comenity Capital Bank)


The Tog Shop (credit accounts handled by Comenity Capital Bank) part of Blair Corporation


Tiger Direct (credit accounts handled by Comenity Capital Bank)


Valliani Jewelers (credit accounts handled by Comenity Capital Bank


Venue (credit accounts handled by Comenity Capital Bank)


Virgin America Visa (credit accounts handled by Comenity Capital Bank)


Westgate Resorts (credit accounts handled by Comenity Capital Bank)


Wintersilks (credit accounts handled by Comenity Capital Bank)


Your Tuition Solution (credit accounts handled by Comenity Capital Bank)

 

(don't know how up to date it is but that's what's listed as Capital.

Message 11 of 17
Schoolbuskid
Valued Contributor

Re: Comenity Capital Bank vs. Comenity Bank

bump - curious what pizza has to say about this.

Rebuilding and Reducing Debt, is my game plan.
Message 12 of 17
Anonymous
Not applicable

Re: Comenity Capital Bank vs. Comenity Bank

Got mine in September with a $2k SL. EQ was around 713. AAoA 3 months, oldest account is 13 months (was 10 months at the time of app).

Message 13 of 17
JSS3
Valued Contributor

Re: Comenity Capital Bank vs. Comenity Bank

Oh wow...I thought it was just Comenity Bank. I have a few cards from Comenity Capital.

All together I have: Paypal Credit, Overstock(SCT), Victorias Secret(SCT), Mypoints Visa(SCT), DSW Visa, Modells Visa(SCT but hard-pulled), and Dwolla credit.

Message 14 of 17
wacdenney
Valued Contributor

Re: Comenity Capital Bank vs. Comenity Bank


@CreditCuriousity wrote:

Same bank, but different divisions is easiest way to explain it,  but no expert on them. As others stated let  Pizza ring in on this or possible B325 or CA or one of  those folks as they are alot more knowledgeable about  the differences.


Different banks both owned by the same parent company Alliance Data.

 

https://en.wikipedia.org/wiki/Alliance_Data

Message 15 of 17
CreditUnionFan
Valued Contributor

Re: Comenity Capital Bank vs. Comenity Bank


@JSS3 wrote:
Oh wow...I thought it was just Comenity Bank. I have a few cards from Comenity Capital.

All together I have: Paypal Credit, Overstock(SCT), Victorias Secret(SCT), Mypoints Visa(SCT), DSW Visa, Modells Visa(SCT but hard-pulled), and Dwolla credit.


I assume that Comenity is easier than Comenity Capital Bank...  I was recently approved for the Total Rewards Visa (Comenity) at $17k, but Comenity Capital won't budge from $1k on the Toyota Rewards Visa, which was just acquired from TFSB. Oddly, I have a few-year-old MyPoints Visa at $5.5k from Comenity Capital also.

 

There is some inconsistency with the banks... 

I was going to garden... Honest!
Message 16 of 17
B335is
Moderator Emeritus

Re: Comenity Capital Bank vs. Comenity Bank

I honestly never paid any attention between the two. I get regular CLI on my AKC and Overstock cards, so I don't think Comenity Capital is more difficult than Comenity.
Message 17 of 17
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