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According to BBB, the following are Comenity Capital Bank:
AKC Visa (credit accounts handled by Comenity Capital Bank)
American Business (credit accounts handled by Comenity Capital Bank)
American Laser Skincare (credit accounts handled by Comenity Capital Bank)
American TV(credit accounts handled by Comenity Capital Bank)
Apen Dental- DentalFirst Financing (credit accounts handled by Comenity Capital Bank)
Barneys New York (credit accounts handled by Comenity Capital Bank
Bill Me Later (credit accounts handled by Comenity Capital Bank)
Blair (credit accounts handled by Comenity Capital Bank)
Carson's (credit accounts handled by Comenity Capital Bank)
Carter Lumber DIY(credit accounts handled by Comenity Capital Bank)
Carter PLC (credit accounts handled by Comenity Capital Bank)
Carter Pro (credit accounts handled by Comenity Capital Bank)
David's Bridal (credit accounts handled by Comenity Capital Bank)
DentalFirst Financing (credit accounts handled by Comenity Capital Bank)
Distribution America (credit accounts handled by Comenity Capital Bank)
Draper's & Damon's (credit accounts handled by Comenity Capital Bank)
Fastline (credit accounts handled by Comenity Capital Bank)
Fuel Rewards Network MasterCard (credit accounts handled by Comenity Capital Bank
Gardner White (credit accounts handled by Comenity Capital Bank)
GEM Account (credit accounts handled by Comenity Capital Bank)
Gold Violin (credit accounts handled by Comenity Capital Bank)
Good Sam (credit accounts handled by Comenity Capital Bank
Haband (credit accounts handled by Comenity Capital Bank)
HSN (credit accounts handled by Comenity Capital Bank)
J.Jill (credit accounts handled by Comenity Capital Bank)
Lending Club Patient Solutions (credit accounts handled by Comenity Capital Bank)
Lifestyle Lift (credit accounts handled by Comenity Capital Bank)
LinenSource (credit accounts handled by Comenity Capital Bank)
Med Money (credit accounts handled by Comenity Capital Bank)
Modells (credit accounts handled by Comenity Capital Bank)
Motorola (credit accounts handled by Comenity Capital Bank)
My BJ's Perks MasterCard (credit accounts handled by Comenity Capital Bank)
Orchard Supply Hardware (credit accounts handled by Comenity Capital Bank)
Osh (credit accounts handled by Comenity Capital Bank)
Osh Commercial Services (credit accounts handled by Comenity Capital Bank)
Overstock.com (credit accounts handled by Comenity Capital Bank)
PayPal Credit (credit accounts handled by Comenity Capital Bank)
Petland (credit accounts handled by Comenity Capital Bank)
Phoenix Chamber Link (credit accounts handled by Comenity Capital Bank)
Simply Be (credit accounts handled by Comenity Capital Bank)
Smile Generation Financial (credit accounts handled by Comenity Capital Bank)
Southern Pipe (credit accounts handled by Comenity Capital Bank)
Springstone Financial (credit accounts handled by Comenity Capital Bank)
The Tog Shop (credit accounts handled by Comenity Capital Bank) part of Blair Corporation
Tiger Direct (credit accounts handled by Comenity Capital Bank)
Valliani Jewelers (credit accounts handled by Comenity Capital Bank
Venue (credit accounts handled by Comenity Capital Bank)
Virgin America Visa (credit accounts handled by Comenity Capital Bank)
Westgate Resorts (credit accounts handled by Comenity Capital Bank)
Wintersilks (credit accounts handled by Comenity Capital Bank)
Your Tuition Solution (credit accounts handled by Comenity Capital Bank)
(don't know how up to date it is but that's what's listed as Capital.
bump - curious what pizza has to say about this.
Got mine in September with a $2k SL. EQ was around 713. AAoA 3 months, oldest account is 13 months (was 10 months at the time of app).
@CreditCuriousity wrote:Same bank, but different divisions is easiest way to explain it, but no expert on them. As others stated let Pizza ring in on this or possible B325 or CA or one of those folks as they are alot more knowledgeable about the differences.
Different banks both owned by the same parent company Alliance Data.
@JSS3 wrote:
Oh wow...I thought it was just Comenity Bank. I have a few cards from Comenity Capital.
All together I have: Paypal Credit, Overstock(SCT), Victorias Secret(SCT), Mypoints Visa(SCT), DSW Visa, Modells Visa(SCT but hard-pulled), and Dwolla credit.
I assume that Comenity is easier than Comenity Capital Bank... I was recently approved for the Total Rewards Visa (Comenity) at $17k, but Comenity Capital won't budge from $1k on the Toyota Rewards Visa, which was just acquired from TFSB. Oddly, I have a few-year-old MyPoints Visa at $5.5k from Comenity Capital also.
There is some inconsistency with the banks...