Comenity Cli Verification?

[buildingcreditfromnothing]

Hi everyone. Got a virgin america visa about a month ago and they gave me a $300 limit. I was told it was a mistake and that it had to put in a request for a cli. I put it in and they said that since I have a fraud alert on my cr they had to call the number on the alert or I could remove it. I called experian and there is no fraud alert on my report I requested $15,000. I'm pretty sure it's approved since I make $350k per year.

[gdale6]

Grats on your approval and good luck on finalizing the CLI

[buildingcreditfromnothing]

Thanks!

[alvon123]

congrats

[buildingcreditfromnothing]

The supervisor didn't call me back so I don't know if I'm approved or not. Your thoughts...

[kromerok]

I went through this also, got the 300 and was offered the higher tier card I forget what they call it now. I asked for 30 which they gave and realized after using it a few months when you pay over 5k they can hold your amounts up to 21 days. I use it quite a bit and always do a PIF but its usually about 70-80% of the CL when you factor in the up to 21 days thats a lot of dead time.

I called back for an increase and they told me since I got the 1st one I had to wait a few months for another.  Basically ask for more before they approve you if you think you'll be using it alot. 

[blondy250]

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@buildingcreditfromnothing wrote:
Hi everyone. Got a virgin america visa about a month ago and they gave me a $300 limit. I was told it was a mistake and that it had to put in a request for a cli. I put it in and they said that since I have a fraud alert on my cr they had to call the number on the alert or I could remove it. I called experian and there is no fraud alert on my report I requested $15,000. I'm pretty sure it's approved since I make $350k per year.

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Congrats, I also congratulate on more the doubling your income from 160k to 350k in the space of a couple days. A very good way to get adverse action or a FR.

[buildingcreditfromnothing]

My personal salary is 160k. My total income is 350k since I am an LLC and its income is also reflected on my tax return. Lol!