Comenity Using Credit Report from February? (UPDATE, 5/19)

[Anonymous]

Finally looked at one of the dead trees Comenity sends me from the incessant CLI button pressing on my J. Crew account... They're using a soft pull from February! Since February, my available tradelines have increased tenfold, and util has dropped significantly. When will they do a fresh SP?

[Anonymous]

My guess, because I'm in the same boat, would be within this month but probably with information from April.  Synchrony had me at January report until this last week, unless I called to Credit Solutions.

[CreditMagic7]

Good Question. And another one of their weird quirks

After getting some rather substantial regular CLI's on my JCrew card the luv button has hit a hard brick wall for the past 3 months for me.

And i have even upped my spend on it in the hopes of it continuing the climb.

I haven't checked lately but it's likely they are drawing off an old report just as you suggest in this post. Ugh

[Anomalous]

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@Anonymous wrote:

Finally looked at one of the dead trees Comenity sends me from the incessant CLI button pressing on my J. Crew account... They're using a soft pull from February! Since February, my available tradelines have increased tenfold, and util has dropped significantly. When will they do a fresh SP?

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Same experience. I thought Capital One was bad. I hope they do a SP soon.

[Anonymous]

Ugh, glad it's not just me! I actually want to spend on it but $250 is such a joke CL for J. Crew.

[NP27]

Same here. Requested Cli for Jcrew 7-10 day letter with a score from February

[Anonymous]

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@Anonymous wrote:

Ugh, glad it's not just me! I actually want to spend on it but $250 is such a joke CL for J. Crew.

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It's ridiculous, a pair of pants from there will set you near the limit quick! I have a $250 limit and been smashing the Luv button since December and they always send me a letter with a score from Nov of last year... Even til today.

[Anonymous]

Hello. Im a newbie. But Ive been a lurker for quite sometime. And Ive been irritated with Comenity as well. I called them this morning to find out why February's credit score is being pulled and not the recent score and that I wanted a manual review. And the CSR told me to speak to the credit bureau it pulled from, that they're the one that sends them the reports. Which I think is hogwash. So now Im deciding if I want to wait this out or not. Just thought I chime in!

[Anonymous]

Looks like Comenity might have grabbed a new soft pull! Hit the button today and got it up to $450... Tried again and got 7-10 days but at least it FINALLY moved. This damn card was driving me nuts!

[securingourfuture]

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@Anonymous wrote:

Finally looked at one of the dead trees Comenity sends me from the incessant CLI button pressing on my J. Crew account... They're using a soft pull from February! Since February, my available tradelines have increased tenfold, and util has dropped significantly. When will they do a fresh SP?

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Same here!  They are using a SP from 2/10/15. I just gave up on getting an increase from them in the near future.