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Senior Contributor
BungalowMo
Posts: 4,229
Registered: ‎05-01-2008

Re: Comenity Website CLI - SP Or HP?

Got my Anne Taylor card on 12/31/13 for  $1500.  Since it's nearly 3 mo, I hit the button & got the 5 -7 day message.  We'll see.



Starting Score: 07/2011 TU 732 - EQ 717 - EX 702
Current Score: 06/2014 TU 739 - EQ '08 709 - EX 721
Goal Score: 850

Bury me in the garden...last app 06.18.14

Valued Contributor
injustifiiable
Posts: 1,840
Registered: ‎03-30-2012

Re: Comenity Website CLI - SP Or HP?


BungalowMo wrote:

Got my Anne Taylor card on 12/31/13 for  $1500.  Since it's nearly 3 mo, I hit the button & got the 5 -7 day message.  We'll see.


You're probably gonna get a letter saying the account is "too new".

 

The first CLI is supposed to come after the first 9 months, and then every 3 after that one.

Scores 6/17/2014: TU FICO: 643 | EQ FICO: 675 | EX AMEX FICO: 666

In my new wallet: American Express Premier Rewards Gold EMV: NPSL | BankAmericard Cash Rewards Visa EMV: $2500 | BarclayCard Rewards Average: $2000 | Travelocity Rewards AMEX: $1050 | Discover IT: $1500 | Amazon Rewards Visa: $1500 | Sportsman's Guide Visa: $3000 | Capital One QuicksilverOne MasterCard: $1250 | Target: $400 | J.Crew $2750
New Contributor
danielodonoll
Posts: 401
Registered: ‎03-16-2013

Re: Comenity Website CLI - SP Or HP?

I got my cli after 2 months of using the card 20% to 3k 1 month after that to 5k

Citi Bank X2/ 29k-USAA Amex/Mastercard 24k-PP Mastercard 20k_
WMDiscover 20k-PenFed X2/15k
Current Fico/EQ-765
Garden Time Day- 10
Remaining Days-170
Established Member
Charla
Posts: 18
Registered: ‎06-28-2012

Re: Comenity Website CLI - SP Or HP?

I know this thread is a few months old. However, I just hit the "Increase" button with my Limited account and I got an immediate increase of $300. It may seem like a small increase to some but I'm actually really pleased. I really enjoy my account and this will allow me a bit more breathing room for untilization purposes. My CL is now 1260.


Starting Score: EQ 619 TU 651
Current Score: EQ 681 to 700! TU 704 to 758!!
Goal Score: 720


Take the FICO Fitness Challenge

Senior Contributor
youngandcreditwrthy
Posts: 6,137
Registered: ‎08-16-2012

Re: Comenity Website CLI - SP Or HP?

Congrats! Those little $300 clis add up over time.
I have ANFitch $3000
Express $3000
Smile Gen $6250!!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k | Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
jamesdwi
Posts: 1,407
Registered: ‎09-16-2011

Re: Comenity Website CLI - SP Or HP?

[ Edited ]

Yeap, the first 9 months are the hardest, no CLI's. But CLI luv every 3 months is worth it, and most of my cards have codes for 0% for 90 days, the purchase doesn't even post to the card untill the 90 days is up. No impact on UTL,   I have 5 of there cards and basicly got 5 CLI's of 200 each last month, Auto-luv happens as well if you use a card more than a few times in a couple months.

 

No HP/INQ to get the card, only a new TL shows up if you get a pre-approval. And no HP CLI's  certainly aren't terrible for rebuilders/beginners.

 

 

Cards: Chase Southwest 20k & CSP 10k & Amtrak 4.6k, & Freedom 3.3k & Slate 3.3k, FNBO DISC 14.9k Oregon Duck 5k, & AMEX BCP 15k & AMEX Hilton Surpass 7.5k & AMEX Zync NPSL, Sams Club Discover 10k, Paypal Extras MC 6k, CapOne 2.5k, CapOne 750, Amazon 3.9k, Walmart 4.5k, Citi HHonors Gold 6k, Discover IT 6.5k and a nice stack of store cards.
Last APP 4/26//2014 no plans for new credit I think I have enough.
Valued Contributor
asphaltcowboy
Posts: 1,121
Registered: ‎02-03-2013

Re: Comenity Website CLI - SP Or HP?


Charla wrote:

I know this thread is a few months old. However, I just hit the "Increase" button with my Limited account and I got an immediate increase of $300. It may seem like a small increase to some but I'm actually really pleased. I really enjoy my account and this will allow me a bit more breathing room for untilization purposes. My CL is now 1260.


Congrats on your CLI!!:smileyvery-happy:




Starting Score TU 667 EQ 663 EX 655
Current Score TU 694 EQ 692 EX 696 Last Update 8/2013
Garden Club 04/10/2013 (Goal 2015 or Longer)




Community Leader
Valued Contributor
starry1
Posts: 2,067
Registered: ‎11-29-2012

Re: Comenity Website CLI - SP Or HP?

Who does Comenity soft?  I think I've asked this before but never got an answer.


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 6/2614 TU 624; EQ 635; EX 610
Goal Score:  625 for now– New goal 675

Cap1 sec $700 (SD) / FP $300 (closed) / Fingerhut $1300 / nRewards $2.5k / cashRewards $1.5k / NavChek $2.5k
Amazon $1.7k / Walmart $1k / Von Maur $200 /Firestone $1.2k (last app 10/08/13)
Frequent Contributor
Mekitcat
Posts: 260
Registered: ‎06-23-2011

Re: Comenity Website CLI - SP Or HP?

I too had a pop up pre-approval for a VS card. I was aproved for $750 first off and had the card for almost a year next month.

I've only used it once and paid it off in full.

I read this post and figured I'd give it a try, instant $200 bump, I'll take it :smileyhappy:

 

I never knew it was a SP or I probably would of done it sooner!


Starting Score:4/5/11 TU 660 fico, EQ 634 fico, EX 647 (Credit Inform)
Current Score:07/04/12 Myfico TU 690 Walmart fico 702, EQ 660 fico 07/05/12, EX fico 689 06/03/2012 (Amex)
Goal Score: 750+


Valued Contributor
injustifiiable
Posts: 1,840
Registered: ‎03-30-2012

Re: Comenity Website CLI - SP Or HP?


starry1 wrote:

Who does Comenity soft?  I think I've asked this before but never got an answer.


Depending on the store, I guess. Most of them have been on EQ, with VS being the one on Experian.

Scores 6/17/2014: TU FICO: 643 | EQ FICO: 675 | EX AMEX FICO: 666

In my new wallet: American Express Premier Rewards Gold EMV: NPSL | BankAmericard Cash Rewards Visa EMV: $2500 | BarclayCard Rewards Average: $2000 | Travelocity Rewards AMEX: $1050 | Discover IT: $1500 | Amazon Rewards Visa: $1500 | Sportsman's Guide Visa: $3000 | Capital One QuicksilverOne MasterCard: $1250 | Target: $400 | J.Crew $2750

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