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Comenity Website CLI - SP Or HP?

Senior Contributor

Re: Comenity Website CLI - SP Or HP?

Got my Anne Taylor card on 12/31/13 for  $1500.  Since it's nearly 3 mo, I hit the button & got the 5 -7 day message.  We'll see.



Starting Score: 02/2015 TU 709 - EQ 676 - EX 729
Current Score: 12/2017 TU 779 - EQ 779 - EX 782
Goal Score: 850

Bury me in the garden...last app 07.27.17

Message 11 of 23
Valued Contributor

Re: Comenity Website CLI - SP Or HP?


BungalowMo wrote:

Got my Anne Taylor card on 12/31/13 for  $1500.  Since it's nearly 3 mo, I hit the button & got the 5 -7 day message.  We'll see.


You're probably gonna get a letter saying the account is "too new".

 

The first CLI is supposed to come after the first 9 months, and then every 3 after that one.

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 12 of 23
New Contributor

Re: Comenity Website CLI - SP Or HP?

I got my cli after 2 months of using the card 20% to 3k 1 month after that to 5k

Citi Bank X2/ 29k-USAA Amex/Mastercard 24k-PP Mastercard 20k_
WMDiscover 20k-PenFed X2/15k
Current Fico/EQ-765
Garden Time Day- 10
Remaining Days-170
Message 13 of 23
Established Member

Re: Comenity Website CLI - SP Or HP?

I know this thread is a few months old. However, I just hit the "Increase" button with my Limited account and I got an immediate increase of $300. It may seem like a small increase to some but I'm actually really pleased. I really enjoy my account and this will allow me a bit more breathing room for untilization purposes. My CL is now 1260.


Starting Score: EQ 619 TU 651
Current Score: EQ 681 to 700! TU 704 to 758!!
Goal Score: 720


Take the FICO Fitness Challenge

Message 14 of 23
Senior Contributor

Re: Comenity Website CLI - SP Or HP?

Congrats! Those little $300 clis add up over time.
I have ANFitch $3000
Express $3000
Smile Gen $6250!!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 15 of 23
Valued Contributor

Re: Comenity Website CLI - SP Or HP?

Yeap, the first 9 months are the hardest, no CLI's. But CLI luv every 3 months is worth it, and most of my cards have codes for 0% for 90 days, the purchase doesn't even post to the card untill the 90 days is up. No impact on UTL,   I have 5 of there cards and basicly got 5 CLI's of 200 each last month, Auto-luv happens as well if you use a card more than a few times in a couple months.

 

No HP/INQ to get the card, only a new TL shows up if you get a pre-approval. And no HP CLI's  certainly aren't terrible for rebuilders/beginners.

 

 

Cards: Chase Southwest 20k & CSR 10k & CSP 10k & Freedom 6.6k & Amtrak/Freedom 4.6k, FNBO DISC 25.1k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Delta Gold 6k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 10k, Paypal Extras MC 7.5k, CapOne Venture 15k, QS 2.5k, QS 750, Amazon 5.9k, Walmart 10k, Citi Simplicity 9k, Discover IT 16k and a nice stack of store cards.
Last APP/HP 5/15/2017 Marcus Loan. 30k
Message 16 of 23
Valued Contributor

Re: Comenity Website CLI - SP Or HP?


Charla wrote:

I know this thread is a few months old. However, I just hit the "Increase" button with my Limited account and I got an immediate increase of $300. It may seem like a small increase to some but I'm actually really pleased. I really enjoy my account and this will allow me a bit more breathing room for untilization purposes. My CL is now 1260.


Congrats on your CLI!!Smiley Very Happy


Starting Score TU 667 EQ 663 EX 655
Current Score TU 778 EQ 776 EX 781 Last Update 4/2016
Garden Club 04/10/2013
Message 17 of 23
Valued Contributor

Re: Comenity Website CLI - SP Or HP?

Who does Comenity soft?  I think I've asked this before but never got an answer.


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Message 18 of 23
Frequent Contributor

Re: Comenity Website CLI - SP Or HP?

I too had a pop up pre-approval for a VS card. I was aproved for $750 first off and had the card for almost a year next month.

I've only used it once and paid it off in full.

I read this post and figured I'd give it a try, instant $200 bump, I'll take it Smiley Happy

 

I never knew it was a SP or I probably would of done it sooner!

Message 19 of 23
Valued Contributor

Re: Comenity Website CLI - SP Or HP?


starry1 wrote:

Who does Comenity soft?  I think I've asked this before but never got an answer.


Depending on the store, I guess. Most of them have been on EQ, with VS being the one on Experian.

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 20 of 23