Reply
Senior Contributor
Posts: 4,266
Registered: ‎05-01-2008
0

Re: Comenity Website CLI - SP Or HP?

Got my Anne Taylor card on 12/31/13 for  $1500.  Since it's nearly 3 mo, I hit the button & got the 5 -7 day message.  We'll see.



Starting Score: 02/2015 TU 709 - EQ 676 - EX 729
Current Score: 02/2015 TU 709 - EQ 676 - EX 729
Goal Score: 850

Bury me in the garden...last app 12.19.14

Valued Contributor
Posts: 1,896
Registered: ‎03-30-2012
0

Re: Comenity Website CLI - SP Or HP?


BungalowMo wrote:

Got my Anne Taylor card on 12/31/13 for  $1500.  Since it's nearly 3 mo, I hit the button & got the 5 -7 day message.  We'll see.


You're probably gonna get a letter saying the account is "too new".

 

The first CLI is supposed to come after the first 9 months, and then every 3 after that one.

Scores 1/12/2014: TU FICO: 660 | EQ FICO: 665 | EX AMEX FICO: TBD

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | BarclayCard Rewards Average: $2000 | Travelocity Rewards AMEX: $1050 | Discover IT: $1500 | Amazon Rewards Visa: $1500 | Chase Freedom: $1500 | Sportsman's Guide Visa: $3000 | Capital One QuicksilverOne MasterCard: $1600 | Target: $700 | J.Crew $9550
New Contributor
Posts: 401
Registered: ‎03-16-2013
0

Re: Comenity Website CLI - SP Or HP?

I got my cli after 2 months of using the card 20% to 3k 1 month after that to 5k

Citi Bank X2/ 29k-USAA Amex/Mastercard 24k-PP Mastercard 20k_
WMDiscover 20k-PenFed X2/15k
Current Fico/EQ-765
Garden Time Day- 10
Remaining Days-170
Established Member
Posts: 18
Registered: ‎06-28-2012
0

Re: Comenity Website CLI - SP Or HP?

I know this thread is a few months old. However, I just hit the "Increase" button with my Limited account and I got an immediate increase of $300. It may seem like a small increase to some but I'm actually really pleased. I really enjoy my account and this will allow me a bit more breathing room for untilization purposes. My CL is now 1260.


Starting Score: EQ 619 TU 651
Current Score: EQ 681 to 700! TU 704 to 758!!
Goal Score: 720


Take the FICO Fitness Challenge

Senior Contributor
Posts: 6,242
Registered: ‎08-16-2012
0

Re: Comenity Website CLI - SP Or HP?

Congrats! Those little $300 clis add up over time.
I have ANFitch $3000
Express $3000
Smile Gen $6250!!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
Posts: 1,971
Registered: ‎09-16-2011
0

Re: Comenity Website CLI - SP Or HP?

[ Edited ]

Yeap, the first 9 months are the hardest, no CLI's. But CLI luv every 3 months is worth it, and most of my cards have codes for 0% for 90 days, the purchase doesn't even post to the card untill the 90 days is up. No impact on UTL,   I have 5 of there cards and basicly got 5 CLI's of 200 each last month, Auto-luv happens as well if you use a card more than a few times in a couple months.

 

No HP/INQ to get the card, only a new TL shows up if you get a pre-approval. And no HP CLI's  certainly aren't terrible for rebuilders/beginners.

 

 


Cards: Chase Southwest 20k & CSP 10k & Freedom 6.6k & Amtrak 4.6k, FNBO DISC 14.9k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Delta Gold 6k & Zync NPSL, Sally Mae5k Sams Club MC 10k, Paypal Extras MC 6k, CapOne QS 2.5k, QS 750, Amazon 3.9k, Walmart 4.5k, Citi Simplicity 7k, HHonors Gold 1k (moved 5k CL to Simplicity), Discover IT 6.5k and a nice stack of store cards.
Last APP 12/15/2014
Valued Contributor
Posts: 1,161
Registered: ‎02-03-2013
0

Re: Comenity Website CLI - SP Or HP?


Charla wrote:

I know this thread is a few months old. However, I just hit the "Increase" button with my Limited account and I got an immediate increase of $300. It may seem like a small increase to some but I'm actually really pleased. I really enjoy my account and this will allow me a bit more breathing room for untilization purposes. My CL is now 1260.


Congrats on your CLI!!:smileyvery-happy:


Starting Score TU 667 EQ 663 EX 655
Current Score TU 721 EQ 719 EX 717 Last Update 8/2014
Garden Club 04/10/2013 (Goal 2015 or Longer)



Community Leader
Valued Contributor
Posts: 2,398
Registered: ‎11-29-2012
0

Re: Comenity Website CLI - SP Or HP?

Who does Comenity soft?  I think I've asked this before but never got an answer.


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 Goal Score:
 625 for now– New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Frequent Contributor
Posts: 260
Registered: ‎06-23-2011
0

Re: Comenity Website CLI - SP Or HP?

I too had a pop up pre-approval for a VS card. I was aproved for $750 first off and had the card for almost a year next month.

I've only used it once and paid it off in full.

I read this post and figured I'd give it a try, instant $200 bump, I'll take it :smileyhappy:

 

I never knew it was a SP or I probably would of done it sooner!


Starting Score:4/5/11 TU 660 fico, EQ 634 fico, EX 647 (Credit Inform)
Current Score:07/04/12 Myfico TU 690 Walmart fico 702, EQ 660 fico 07/05/12, EX fico 689 06/03/2012 (Amex)
Goal Score: 750+


Valued Contributor
Posts: 1,896
Registered: ‎03-30-2012
0

Re: Comenity Website CLI - SP Or HP?


starry1 wrote:

Who does Comenity soft?  I think I've asked this before but never got an answer.


Depending on the store, I guess. Most of them have been on EQ, with VS being the one on Experian.

Scores 1/12/2014: TU FICO: 660 | EQ FICO: 665 | EX AMEX FICO: TBD

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | BarclayCard Rewards Average: $2000 | Travelocity Rewards AMEX: $1050 | Discover IT: $1500 | Amazon Rewards Visa: $1500 | Chase Freedom: $1500 | Sportsman's Guide Visa: $3000 | Capital One QuicksilverOne MasterCard: $1600 | Target: $700 | J.Crew $9550
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.