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Comenity cards

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luckymommy
New Contributor

Comenity cards

So, I have a Loft & VS card through Comenity. I've had VS since 11/13.  I've tried the past couple months to push the luv button to increase my limit from $500. I've gotten the 7-10 dag message then denied for not having the card long enough. Statement just cut 2 days ago with a balance of $0. Tried the luv button again.. This time it didn't ask for income or give me the 7-10 day message, it went straight to a message saying, "thank you for your interest in a credit limit increase. Your account is not eligible for a credit limit increase at this time." 

 

Has anyone else gotten this message??

 

Message 1 of 6
5 REPLIES 5
notfancy
Valued Contributor

Re: Comenity cards


@luckymommy wrote:

So, I have a Loft & VS card through Comenity. I've had VS since 11/13.  I've tried the past couple months to push the luv button to increase my limit from $500. I've gotten the 7-10 dag message then denied for not having the card long enough. Statement just cut 2 days ago with a balance of $0. Tried the luv button again.. This time it didn't ask for income or give me the 7-10 day message, it went straight to a message saying, "thank you for your interest in a credit limit increase. Your account is not eligible for a credit limit increase at this time." 

 

Has anyone else gotten this message??

 


No matter what you do your account will not be eligible for an increase til you've had it for at least 9 months.

625 EQ FICO Current Score: 660 DCU EQ FICO/ 645 Scorewatch EQ FICO , EX FICO 664, TU FICO 737 (08/2014)
Goal Score: 700   Seedling again as of 07/29/14
Message 2 of 6
PandiferBear
Frequent Contributor

Re: Comenity cards


@notfancy wrote:

@luckymommy wrote:

So, I have a Loft & VS card through Comenity. I've had VS since 11/13.  I've tried the past couple months to push the luv button to increase my limit from $500. I've gotten the 7-10 dag message then denied for not having the card long enough. Statement just cut 2 days ago with a balance of $0. Tried the luv button again.. This time it didn't ask for income or give me the 7-10 day message, it went straight to a message saying, "thank you for your interest in a credit limit increase. Your account is not eligible for a credit limit increase at this time." 

 

Has anyone else gotten this message??

 


No matter what you do your account will not be eligible for an increase til you've had it for at least 9 months.


+1

 

Hold out for nine months.

EX 793 (06/29/16) TU 787 (07/03/16) EQ 711 (06/30/16) Goal: 780 across the board
Amex Everyday: $25,000 | Venture: $15,000 | Chase Hyatt: $12,000 | Discover IT: $11,700 | Barclay Ring $7,500 | Quicksilver: $7,750 | CareCredit: $5,000 | Amazon Synch: $5,000
Message 3 of 6
Creditaddict
Legendary Contributor

Re: Comenity cards

they seemed to have gotten smart and updated the system to give you the message instantly so they don't have to mail out 100k denials a month... the store cards like VS, express, buckle etc. seem to be a 9 month hard and fast rule unlike some of the other cards.

Message 4 of 6
waynes1982
Frequent Contributor

Re: Comenity cards


@PandiferBear wrote:

@notfancy wrote:

@luckymommy wrote:

So, I have a Loft & VS card through Comenity. I've had VS since 11/13.  I've tried the past couple months to push the luv button to increase my limit from $500. I've gotten the 7-10 dag message then denied for not having the card long enough. Statement just cut 2 days ago with a balance of $0. Tried the luv button again.. This time it didn't ask for income or give me the 7-10 day message, it went straight to a message saying, "thank you for your interest in a credit limit increase. Your account is not eligible for a credit limit increase at this time." 

 

Has anyone else gotten this message??

 


No matter what you do your account will not be eligible for an increase til you've had it for at least 9 months.


+1

 

Hold out for nine months.

You don't need to wait 9 months.  I got a j.crew card and when I got the card i hit the luv button and for $200, also my express card wasn't 9 months old and I hit the luv button and got $200 as well. that account wasn't 9 months eaither. 

 

Gardening since 06/01/2016


Message 5 of 6
toi34
Established Contributor

Re: Comenity cards

I got an auto CLI on my VS cards after only 3 or 4 months. The 'hard and fast 9 month rule' was definately in place for my Dress Barn card. I hit the luv button on that card every chance I got, then right after my 9th statement...boom a $200 increase. I hit the luv button on all my Comenity cards, but I get the 7-10 message and in a few days I get  'the letter.'

Message 6 of 6
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