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Comenity sent me an email to start shopping

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OHWWCB
Regular Contributor

Comenity sent me an email to start shopping

Comenity sent me an email that I have $900 available on my card (I haven't used the card in months). Should I be worried that they might cancel my card for inactivity?


Hilton Honors $15,000 | AMEX Green | Chase Sapphire Preferred $9000 | Discover IT $6600 | Marriott Premiere Rewards $5000 | Chase Freedom $5500 | Barclaycard Visa with Apple Rewards $2000 | CapitalOne Quicksilver One $2000 | US Airways Dividend Miles $2400
Message 1 of 9
8 REPLIES 8
Skye12329
Valued Contributor

Re: Comenity sent me an email to start shopping

I would think its a possibility. I know with some lenders after X amount of mos of no use they will close the card. So maybe they are trying to tell you.
BK7 - 2/21
Cap1 QS - 2k (4/21)
Mission Lane - 4k (11/21)
Venmo - 900 (11/21)
SavorOne - 2500 (12/21)
VentureOne - 2000 (7/22)
Message 2 of 9
PandiferBear
Frequent Contributor

Re: Comenity sent me an email to start shopping

FWIW, it may be a blanket email.  I received an email from them yesterday that "this is the time to shop," except they were telling me they just upped my credit line (finally!).  Maybe if you are not up for an increase, you receive a different email, but everyone ends up getting an email (?).  It was my first auto CLI with them, so maybe you didn't get one, since you have a higher limit than me.  But, at the same time, maybe they ARE nudging you to use it or lose it.  Would be interested to know if anyone else got a similar email.  Best of wishes either way.

EX 793 (06/29/16) TU 787 (07/03/16) EQ 711 (06/30/16) Goal: 780 across the board
Amex Everyday: $25,000 | Venture: $15,000 | Chase Hyatt: $12,000 | Discover IT: $11,700 | Barclay Ring $7,500 | Quicksilver: $7,750 | CareCredit: $5,000 | Amazon Synch: $5,000
Message 3 of 9
OHWWCB
Regular Contributor

Re: Comenity sent me an email to start shopping


@PandiferBear wrote:

FWIW, it may be a blanket email.  I received an email from them yesterday that "this is the time to shop," except they were telling me they just upped my credit line (finally!).  Maybe if you are not up for an increase, you receive a different email, but everyone ends up getting an email (?).  It was my first auto CLI with them, so maybe you didn't get one, since you have a higher limit than me.  But, at the same time, maybe they ARE nudging you to use it or lose it.  Would be interested to know if anyone else got a similar email.  Best of wishes either way.


I ended up doing a good amount of shopping with them and spent $260. Before I pay that balance off, I plan to ask for a CLI. We'll see what happens.

 

Thanks!


Hilton Honors $15,000 | AMEX Green | Chase Sapphire Preferred $9000 | Discover IT $6600 | Marriott Premiere Rewards $5000 | Chase Freedom $5500 | Barclaycard Visa with Apple Rewards $2000 | CapitalOne Quicksilver One $2000 | US Airways Dividend Miles $2400
Message 4 of 9
PandiferBear
Frequent Contributor

Re: Comenity sent me an email to start shopping


@OHWWCB wrote:

@PandiferBear wrote:

FWIW, it may be a blanket email.  I received an email from them yesterday that "this is the time to shop," except they were telling me they just upped my credit line (finally!).  Maybe if you are not up for an increase, you receive a different email, but everyone ends up getting an email (?).  It was my first auto CLI with them, so maybe you didn't get one, since you have a higher limit than me.  But, at the same time, maybe they ARE nudging you to use it or lose it.  Would be interested to know if anyone else got a similar email.  Best of wishes either way.


I ended up doing a good amount of shopping with them and spent $260. Before I pay that balance off, I plan to ask for a CLI. We'll see what happens.

 

Thanks!


Good luck!  Best of luck to you.  I plan on grabbing a couple things myself soon. I think their email is working either way. Smiley Wink They are loving us all the way to the bank!

EX 793 (06/29/16) TU 787 (07/03/16) EQ 711 (06/30/16) Goal: 780 across the board
Amex Everyday: $25,000 | Venture: $15,000 | Chase Hyatt: $12,000 | Discover IT: $11,700 | Barclay Ring $7,500 | Quicksilver: $7,750 | CareCredit: $5,000 | Amazon Synch: $5,000
Message 5 of 9
Te3030
Regular Contributor

Re: Comenity sent me an email to start shopping

I got the same email & I've used my card recently, so I think it's just a generic email to get people to shop.

Message 6 of 9
OHWWCB
Regular Contributor

Re: Comenity sent me an email to start shopping


@Te3030 wrote:

I got the same email & I've used my card recently, so I think it's just a generic email to get people to shop.


And we all fell for it! Haha! I really DID need new bras, though!


Hilton Honors $15,000 | AMEX Green | Chase Sapphire Preferred $9000 | Discover IT $6600 | Marriott Premiere Rewards $5000 | Chase Freedom $5500 | Barclaycard Visa with Apple Rewards $2000 | CapitalOne Quicksilver One $2000 | US Airways Dividend Miles $2400
Message 7 of 9
elim
Senior Contributor

Re: Comenity sent me an email to start shopping


@OHWWCB wrote:

@Te3030 wrote:

I got the same email & I've used my card recently, so I think it's just a generic email to get people to shop.


And we all fell for it! Haha! I really DID need new bras, though!


 lol Smiley Happy

Message 8 of 9
SunriseEarth
Moderator Emeritus

Re: Comenity sent me an email to start shopping


@OHWWCB wrote:

Comenity sent me an email that I have $900 available on my card (I haven't used the card in months). Should I be worried that they might cancel my card for inactivity?


If you're maintaining it in your SD (as opposed to just letting it wither away and die), it might not be a bad idea to go make a small purchase.   Get a hand sanitizer or new loofah at BBW and call it a day.  



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 9 of 9
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