Comenity will approve me but never CLI???

[DeeBee78]

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@Anonymous wrote:

Thanks, DeeBee. Going to try that. I don't really use it the card, which could be part of the problem. I wish I had known to request a CLI as soon as I got it... So much to learn here!

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Yep, gotta use it. I got the GameStop card last November and missed out on the small insta-CLI as well. When I went to try and request another CLI, I was denied because I hadn't generated any activity on the card. I just put $10 on it the other day, waiting for the statement. 

Used the Express card the day I got it to buy a couple pairs of jeans. Will wait for that statement as well, then CLI hopefully

I hadn't used my Overstock card either, so I just went on their website and ordered a $15 magazine subscription. 

Didn't buy anything with the J. Crew card the day I got it, so I don't have the card number. I have to wait until I have the physical card sometime next week.

I wish I would have known about Comenity and the Shopping Cart Trick 6 months ago, so these accounts could have aged a bit, lol!

[injustifiiable]

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@DeeBee78 wrote:

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@Anonymous wrote:

Thanks, DeeBee. Going to try that. I don't really use it the card, which could be part of the problem. I wish I had known to request a CLI as soon as I got it... So much to learn here!

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Yep, gotta use it. I got the GameStop card last November and missed out on the small insta-CLI as well. When I went to try and request another CLI, I was denied because I hadn't generated any activity on the card. I just put $10 on it the other day, waiting for the statement. 

Used the Express card the day I got it to buy a couple pairs of jeans. Will wait for that statement as well, then CLI hopefully

I hadn't used my Overstock card either, so I just went on their website and ordered a $15 magazine subscription. 

Didn't buy anything with the J. Crew card the day I got it, so I don't have the card number. I have to wait until I have the physical card sometime next week.

I wish I would have known about Comenity and the Shopping Cart Trick 6 months ago, so these accounts could have aged a bit, lol!

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J.Crew will grow fast. Mine started at $250 and is almost $10K now almost two years later...it's a little ridiculous how fast that one can grow. Some of the others...not so much.

[Anonymous]

J Crew sells higher end merchandise so they know you need more spending ability.

I opened J Crew last month via the SCT and once I got the card did a cli request and went to $800. Ordered a $41 t shirt when I was approved and paid it off Monday.

Took wife to the store yesterday and got her a dress, 2 sale blouses and a pair of Capri jeans for $298 total.The two blouses were only $26.99 because of the extra 40% off.

Statement ends April 16th so I will pay $60-$70 before then and pay the rest by May16th then apply for a cli again.

A well heeled shopper at J Crew needs a more substantial limit and they know that.That is why they offer higher limits.

This card can be worked I believe. And all the 4 items she tried on fit perfectly.  

[mt2va]

I did have balances.  I'm just stating they were recently paid off.  My utilization went from very high to nearly 0%.  I guess there is no rhyme or reason to Comenity.   I just find it odd for them to deny my CLI with the same reasons they previously used to deny me for their CC. 

I was approved for Victoria Secret on shopping cart trick, but didn't take it as I'm larger than the sizes they carry.  I don't have any of the other ones mentioned for quickly increasing limits. 

Oh and I tried for CLI as soon as I received all mine and set up my account, but again never an increase ever.  All denials about delinquent accounts, charge-offs, etc which were all true when they initially approved me as well.  Scores were low 600s nearly a year ago when I was approved and mid 600s last time I checked.  Waiting until 3 card report $0 next month to pull them again.  One of the cards is a Comenity card I paid off in January and after 2 billing cycles is still showing nearly maxed out.  How do I get them to report I paid it off??

[mt2va]

Per a couple denials I got in the mail today my EX is 633 TU is 627 and EQ is 601.  And this is before my reports have been updated to show 3 CC paid off.  I'm not going to pay to pull my scores until that happens next month.

ETA I was on the True Value website to message them about why they still haven't reported my $0 balance to the credit bureaus and hit the luv button twice.  Went from $500 to $750 then to $1000.  So maybe not all hope is lost.

[injustifiiable]

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@Anonymous wrote:

J Crew sells higher end merchandise so they know you need more spending ability.

I opened J Crew last month via the SCT and once I got the card did a cli request and went to $800. Ordered a $41 t shirt when I was approved and paid it off Monday.

Took wife to the store yesterday and got her a dress, 2 sale blouses and a pair of Capri jeans for $298 total.The two blouses were only $26.99 because of the extra 40% off.

Statement ends April 16th so I will pay $60-$70 before then and pay the rest by May16th then apply for a cli again.

A well heeled shopper at J Crew needs a more substantial limit and they know that.That is why they offer higher limits.

This card can be worked I believe. And all the 4 items she tried on fit perfectly.  

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You could probably get a CLI every month. I got them for almost 10 months straight. Nowadays they are every 3 to four months but I can click the button two or three times at $+200 a pop before it stops each time.