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Senior Contributor
youngandcreditwrthy
Posts: 6,137
Registered: ‎08-16-2012

Comenity won't PC Smile Gen to Total Rewards Visa

So they wouldn't convert my $6,250
Smile Gen, which has had a $0 bal since Aug 2012, to the newly debuted Total Rewards Visa.
However, they did tell me I could get a $20 Visa Gift Card for enrolling in Account Assure. Now... I normally decline this sort of stuff as I do not find value in securing a debt that wouldn't affect my family in anyway if I were to die.
All of those "account protection" or "account assure" programs are such a scam (not literally!)

So I signed up and will get a FREE $20 Visa Gift Card. The charge is $1.29 per $100 on statement. Even more motivation to keep statements at $0!
I can cancel at any time.
Since I never plan to have a reported balance on this account LOL I really will get a free $20!!!
Score!!!!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k | Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Senior Contributor
john398
Posts: 3,510
Registered: ‎01-19-2009

Re: Comenity won't PC Smile Gen to Total Rewards Visa

Too bad, are you going to apply for the card anyway?
Senior Contributor
youngandcreditwrthy
Posts: 6,137
Registered: ‎08-16-2012

Re: Comenity won't PC Smile Gen to Total Rewards Visa

Nope! Im in the garden! Wouldn't waste an inq for that card anyway. Just wanted to get more use out of a $6250 line lol
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k | Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k

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