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epicureanism
Posts: 86
Registered: ‎02-04-2013
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Comparison between Chase Freedom and Discover IT?

Just wondering how do you guys think about these two cards? Any input would be appreciated. Thanks. 

 

Current Cards: BOA Better Rewards (2.5k), Citi Forward (2k), AMEX Blue Cash Preferred (6k), AMEX SPG (7.5k), DISCOVER (1k), Chase Freedom (7k).

Credit Karma: 752, Credit Sesame: 736.
Valued Contributor
daybreakgonesXe
Posts: 1,862
Registered: ‎11-17-2012
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Re: Comparison between Chase Freedom and Discover IT?


epicureanism wrote:

Just wondering how do you guys think about these two cards? Any input would be appreciated. Thanks. 

 


If you could have both, go for both! XD though I don't have the Discover IT, many people like to have both to cover the bases in 5x quarterly bonuses. Personally, I love my Freedom with it's rotating categories and rewards mall for extra points!

Capital One Quicksilver World Mastercard $10k | JCPenney Platinum $7.5k | Shell Drive for Five $800 | Chase Freedom Visa Signature $9.8k | TD Bank Easy Rewards Visa Signature $5k | Chase Sapphire Visa Signature $10k | American Express Blue Sky $25k | Discover IT $9.5k | SavingStar American Express $14.8k

FICOS: EX 744 EQ 706 TU 733 Credit Karma (TU) 785 Transrisk 808/990 Credit Sesame (EX) 764 Credit.com (EX) 764 VantageScore 3.0 719 Quizzle (EQ) 721
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pastnow123
Posts: 132
Registered: ‎09-27-2011
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Re: Comparison between Chase Freedom and Discover IT?


daybreakgonesXe wrote:

epicureanism wrote:

Just wondering how do you guys think about these two cards? Any input would be appreciated. Thanks. 

 


If you could have both, go for both! XD though I don't have the Discover IT, many people like to have both to cover the bases in 5x quarterly bonuses. Personally, I love my Freedom with it's rotating categories and rewards mall for extra points!


Agree ultimate mall is a plus. Offer you bonus points(typically anywhere between 1-10) on top of your cc bonus. Also, I heard the quarterly category is better for chase freedom than Discover-pending confirm. chase's category is based on typical seasonal expense. More spending means more points. Lastly, chase cards has wider acceptance


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