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Contributor
Posts: 86
Registered: ‎02-04-2013
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Comparison between Chase Freedom and Discover IT?

Just wondering how do you guys think about these two cards? Any input would be appreciated. Thanks. 

 

Current Cards: BOA Better Rewards (2.5k), Citi Forward (2k), AMEX Blue Cash Preferred (6k), AMEX SPG (7.5k), DISCOVER (1k), Chase Freedom (7k).

Credit Karma: 752, Credit Sesame: 736.
Valued Contributor
Posts: 2,060
Registered: ‎11-17-2012
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Re: Comparison between Chase Freedom and Discover IT?


epicureanism wrote:

Just wondering how do you guys think about these two cards? Any input would be appreciated. Thanks. 

 


If you could have both, go for both! XD though I don't have the Discover IT, many people like to have both to cover the bases in 5x quarterly bonuses. Personally, I love my Freedom with it's rotating categories and rewards mall for extra points!


Quicksilver WMC $20k | JCPenney Platinum $10k | Drive for Five $800 | Freedom VS $5k | TD Cash VS $5k | CFU VS $14.8k | Blue Sky $13.7k | IT $28k | SavingStar $14.8k | BCE $11.3k | Macy's AMEX $7.2k | BuyPower WEMC $7.5k | CSR VI $13.3k | FICOS: EX 777 EQ 752 TU 764 VantageScore 3.0: EX 764 EQ 764 TU 766
Regular Contributor
Posts: 140
Registered: ‎09-27-2011
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Re: Comparison between Chase Freedom and Discover IT?


daybreakgonesXe wrote:

epicureanism wrote:

Just wondering how do you guys think about these two cards? Any input would be appreciated. Thanks. 

 


If you could have both, go for both! XD though I don't have the Discover IT, many people like to have both to cover the bases in 5x quarterly bonuses. Personally, I love my Freedom with it's rotating categories and rewards mall for extra points!


Agree ultimate mall is a plus. Offer you bonus points(typically anywhere between 1-10) on top of your cc bonus. Also, I heard the quarterly category is better for chase freedom than Discover-pending confirm. chase's category is based on typical seasonal expense. More spending means more points. Lastly, chase cards has wider acceptance

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