Compass, PNC or 5/3 Bank

[Anonymous]

I'm looking to open another Credit Card that pulls TU. Which one of these 3 is better as far as initial CL? Also, who is more sensitive to new INQ (I might open 2 cards, want to make sure I apply in the right order). Thank you

[Anonymous]

bump

[felixfly2000]

 My 5/3 account  opened 11/2007 started at 6600. I don't recall who they pulled. Had one CLI to 8100 8 mos or so later and nothing since. I called for an CLI but of course they wanted a hard pull and I passed. Starting interest 15.99 currently 23.99. Hope that bits helps.

[Anonymous]

bump

[ngerasimatos]

Compass used to be good, I had an account with them about 4 years ago. Not sure how they are now though.

[CHARGE_IT]

Compass is very conservative in every way. (you are taking my advice from the other thread, this is a Spanish owned bank)

You should take the other advice from that thread and not apply at all. This is going to look desperate to any lenders that look at your reports.

CI

[Anonymous]

nothing bad in applying every 6-8 months and getting the cards you want from good banks... It is more of a question of finding right banks I guess

[ngerasimatos]

My understanding is you should only apply for cars annually, not every 6-8 months.

[Anonymous]

I think this more depends on the banks you are applying with... Had never had a problem with US BANK, USAA or my local CU... Have a feeling Navy Fed will be the same way

[Anonymous]

Ok, enough off-topic Any advice on PNC, 5/3 Bank or BBVA Compass?