Reply
Frequent Contributor
Lexa
Posts: 306
Registered: ‎12-30-2008
0

Compass, PNC or 5/3 Bank

I'm looking to open another Credit Card that pulls TU. Which one of these 3 is better as far as initial CL? Also, who is more sensitive to new INQ (I might open 2 cards, want to make sure I apply in the right order). Thank you

Frequent Contributor
Lexa
Posts: 306
Registered: ‎12-30-2008
0

Re: Compass, PNC or 5/3 Bank

bump

Contributor
felixfly2000
Posts: 92
Registered: ‎01-24-2008
0

Re: Compass, PNC or 5/3 Bank

 My 5/3 account  opened 11/2007 started at 6600. I don't recall who they pulled. Had one CLI to 8100 8 mos or so later and nothing since. I called for an CLI but of course they wanted a hard pull and I passed. Starting interest 15.99 currently 23.99. Hope that bits helps.

Frequent Contributor
Lexa
Posts: 306
Registered: ‎12-30-2008
0

Re: Compass, PNC or 5/3 Bank

bump

Valued Contributor
ngerasimatos
Posts: 1,278
Registered: ‎06-01-2007
0

Re: Compass, PNC or 5/3 Bank

Compass used to be good, I had an account with them about 4 years ago. Not sure how they are now though.

Try not to become a man of success but rather to become a man of value
Albert Einstein 1879 - 1955

700 Club
Regular Contributor
CHARGE_IT
Posts: 193
Registered: ‎07-13-2008
0

Re: Compass, PNC or 5/3 Bank

Compass is very conservative in every way. (you are taking my advice from the other thread, this is a Spanish owned bank)

 

You should take the other advice from that thread and not apply at all. This is going to look desperate to any lenders that look at your reports.

 

CI

Frequent Contributor
Lexa
Posts: 306
Registered: ‎12-30-2008
0

Re: Compass, PNC or 5/3 Bank

nothing bad in applying every 6-8 months and getting the cards you want from good banks... It is more of a question of finding right banks I guess

Valued Contributor
ngerasimatos
Posts: 1,278
Registered: ‎06-01-2007
0

Re: Compass, PNC or 5/3 Bank

My understanding is you should only apply for cars annually, not every 6-8 months.

Try not to become a man of success but rather to become a man of value
Albert Einstein 1879 - 1955

700 Club
Frequent Contributor
Lexa
Posts: 306
Registered: ‎12-30-2008
0

Re: Compass, PNC or 5/3 Bank

I think this more depends on the banks you are applying with... Had never had a problem with US BANK, USAA or my local CU... Have a feeling Navy Fed will be the same way

Frequent Contributor
Lexa
Posts: 306
Registered: ‎12-30-2008
0

Re: Compass, PNC or 5/3 Bank

Ok, enough off-topic :smileyhappy: Any advice on PNC, 5/3 Bank or BBVA Compass?


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+