Is there any good listings out there of what major lenders (and I guess some as not well known) have a pre qual tool? This is always good to me to see if they are even taking a look at me (especially if it has a firm APR). I know citi, bank of america, usbank and chase do, while wells and key dont (makes sense for key they have I think one credit card?)
Any otyhers out there?
Also, a couple side notes:
1) If I check multiple times, does this affect what offers are given to me? Like if I check USBank 5 times and each one of those times they say i am pre-qualed for a platinum, would they take that offer away just because I havent jumped on it?
2)This is a good outlet for me to get over my inquiry problem. Between Nov 2013 and Sept 2015, I had ZERO inquiries, but in Nov 2013 I had TWENTY inquiries. For me, getting my "fivx" or whatever you want to call it from the prequal sites was enough to tide me over.
