Compiling List of Hidden Tradelines

[Anonymous]

So hidden TL's are a favorite concept of mine especially since they allow you to carry balances without it affecting utilization. I'll start off and list the ones i know of. Please contribute so we can have this as a master list.

1. Paypal Credit aka new name for Bill Me Later (often abbreviated BML).. please note this is NOT the same as the paypal mastercard which does report

2. Newegg Preferred Account

3. MacMall Preferred Account

[Creditaddict]

Diners Club (can't currently apply)

[Anonymous]

Capital One overdraft line of credit (up to $1000)

[taxi818]

---

@Anonymous wrote:
Capital One overdraft line of credit (up to $1000)

---

Yes i got that one. on my 360 card with em. but ive never used it. so if i don't have cash on my debit card. they will honor that line of credit is what i guess. i was in shock when i got hp for that and they said i have 500 overdraft line of credit. from ing i beleive. great op your list. Diners for sure. had it 6 months now. no reporting.

[ojefferyo]

Most business cards

[CreditMagic7]

John Deere Financial (TU pull)

[dilettante]

JPMorgan Palladium and Select.

[CreditDunce]

Apparently RBFCU has been having reporting anything to the CRA's.   There was an earlier post from someone who said their auto, LOC's were not being reported since July.  Credit cards were being reported, though.   My LOC/Overdraft TL was opened in December and has not reported.   No telling when they will get there reporting fixed.  But it probably is not a good idea to rely on them not reporting.

[Anonymous]

Bump

[FinStar]

I think most, if not all, have been captured.  TigerPay (TigerDirect) is another one (BML/PayPal Credit family) but it appears it's going away in May.