Wow, interesting. That is the first time I've seen Commerce Bank being advertised! They are quite a strange bank. Don't have any of em near me and out of the blue they mail me an offer. It was my highest limit card with a starting limit of $2k. Before capital one and all the others. My credit one was only at $500 then so that spoke volumes to me. However they do not allow CLI's. They are 100% automatic and done 2x a year. Also you cannot upgrade, but you can combine. They send 0% for 12 month convenience checks every month, but the BT fee is 5%.
Anywho, they used to have an awesome shopping portal where you would earn extra points and such...but their rewards program now is terrible, and they even pay rewards on interest charges.....
