Confession time. What is your Holiday Utilization?

[Jasir]

Total utilization: 36%. Payoff: June/July/August 2014. Somewhere around there. I'm in no rush since most of the cards are in a 0% APR phase. Plus, I (or my AU) will still be using the cards so that percentage will rise & fall before it is all PIF in 2014. It's called revolving credit for a reason!

[grinlikechelsea]

I plead the Fifth... 

In all seriousness, I'm at 45%

[indiolatino61]

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@grinlikechelsea wrote:

I plead the Fifth... 

In all seriousness, I'm at 45%

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I plead temporary insanity...!!!

[ptilda]

I'll be around 30% right now with the Kays, but that will be paid off and I'll be <5% end of Jan.

[GetTheFico]

Around 3%, toys and gift cards.

[Countingpennies]

I'm at 26%. Down to under 10% end of Jan. I haven't seen a tax refund in years. The IRS keeps mine, and that plus $50/mo., I don't expect to see a tax refund for another 5 years maybe.

[sailor_mercury]

Around 21% will pay half in the first half of Jan. 

Then break up the remainder between Feb and March.  Will have it off the books by March 10th.  It wasn't all holiday spending, there were some medical, legal and a professional development workshop in there.

[kiasmith1974]

25% with half paid off in January, the rest by March 1st.

and i'm really kicking myself for the high uti!

[p-]

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@kiasmith1974 wrote:

25% with half paid off in January, the rest by March 1st. 

and i'm really kicking myself for the high uti!

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I know... I keep telling myself that it's okay because I have no apps planned, but there's a little voice screaming "Three to nine percent!"

[Km8888]

Funny i just did the math this mornng to include pending transactions....was 8%  before Thanksgiving....

As of today, 48% thanks to Christmas and appliance purchases for kitchen.  Gift purchases will be paid off by Feb.  Appliances will be paid by August or when our house sells...whichever is sooner.   Enjoying the 0% for a few months either way.