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Hi y'all utl is at 35% now I should have it paid off first week February
My util is about 3% for the holiday season. I am not a scrooge or anything, I just have limited people to buy for.
My overall util is about 15%, that includes two sisters and a niece that use my cards.
My payoff date is the next statement! (For mine only!)
a.0%
b. 5%
3. 7%
overall 6%
Mine is <1%, I pay my balance in full each month across the board of my 9 cards.
About 14% now; will be around 17% next month. Will be paid off February
UTI: 70%
Excuse: Light Chrismas shopping but also had 12.5k that I paid in medical expenses for DH, I graduated, got a job (needed clothes), got married, had three unexpected necessary cross country trips, had major surgery without insurance, dog had major surgery, bought a previously foreclosed house (needed appliances, fence and furniture) all within the last 6 months. It just sorta adds up.
Payoff: There is quite a bit on zero interest for 2 years. That stuff will probably stay on there as I don't have any need to app for anything. The other stuff should be within six months.
About 2%. All but my CSP will PIF on Friday. CSP will PIF on the 6th once it reports.