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Confession time. What is your Holiday Utilization?

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heyitsyeh
Frequent Contributor

Re: Confession time. What is your Holiday Utilization?

3%. Used my biggest expense (airline tickets) with my NPSL Smiley Very Happy

TU: 777 | EQ: 814 | EX: 764
Last INQ: 3/26/21
AAoA: 4y 7m
Lowest limit: Chase Freedom Visa - $13,000
Highest limit: Discover It - $56,500
Available credit: $200,600 (8 cards)
Message 51 of 57
toppers555
Established Contributor

Re: Confession time. What is your Holiday Utilization?

10% but none from holidays  just a 0% balance transfer offer i am using for investments..



TU 715 No apps to 05/13 cash+ 5/13!!! 738 TU CSP April 13!!!CSP approved May 13!!!


Message 52 of 57
kayvee_
Regular Contributor

Re: Confession time. What is your Holiday Utilization?


@p- wrote:

@kayvee_ wrote:

68% Smiley Sad


Aww...  Hang in there, and good luck.  Hopefully it's not 68% of 100k...


oh no lol if i get a tax return its going toward CC debt. i got a bonus last week and i was able to make a nice payment towards my macys card. 

Message 53 of 57
icetrap06
Regular Contributor

Re: Confession time. What is your Holiday Utilization?


@Blackrv7 wrote:

@p- wrote:

  Still waiting for someone to admit they are waiting for tax returns.

Refund.....what is that??? Smiley Frustrated


+1

NFCU cashRewards (22k) | Discover IT (8k) | AMEX EveryDay (5k) | AMEX Delta Gold (5k) | CSP (5k) | Marriott Rewards Premier (5k) | Citi Hilton Reserve(5k) | AMEX SPG (2k)
----------------------------------------------------------------------------------------------
Scores: EQ - 670 | TU- 742 | EX - 691
Message 54 of 57
kayvee_
Regular Contributor

Re: Confession time. What is your Holiday Utilization?


@icetrap06 wrote:

@Blackrv7 wrote:

@p- wrote:

  Still waiting for someone to admit they are waiting for tax returns.

Refund.....what is that??? Smiley Frustrated


+1


im hoping i get one. i usually put it towards debt but i havent had any returns in a few years Smiley Sad

Message 55 of 57
chwebb1
Established Contributor

Re: Confession time. What is your Holiday Utilization?

Reported 1%.

I also recently scheduled a payment to pay off my Discover and Citi cards, so I only have $175 on my Ring and $150 on my BCE. So unreported 2%. The BCE will also soon be paid off.

 photo NUS000000180_160X101_STRAIGHT.gif photo DISCOVER_IT_LG.gif photo card_1.png photo night-launch.png photo NUS000000012_160X101_STRAIGHT.gif photo bankamericard-better-balance-rewards-credit-card-small.png
$15000 ........... $12500 ............ $11750 ............ $10000 ........... $9400 ............ $5000 ............. $5000
In the Garden until at least November 2015
Message 56 of 57
Boragard
Established Contributor

Re: Confession time. What is your Holiday Utilization?

Total utlization across all card is 18%.  However, my highest card is at 47%, but that was before holiday shopping though. 

Message 57 of 57
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