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Confirmation That BofA Secured CAN be Converted to Cash Rewards

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baller4life
Super Contributor

Confirmation That BofA Secured CAN be Converted to Cash Rewards

Just got off phone with analyst converting my secured card. Wish I had done so when I first got it back in December. But, I read here it could not be converted until it unsecured Smiley Frustrated. Oh well, it's done now. Just fyi for those wondering. I will be requesting it be unsecured in June which is my 6 mo. mark. 5 months is the earliest I've seen.
Message 1 of 3
2 REPLIES 2
YahComb
Established Contributor

Re: Confirmation That BofA Secured CAN be Converted to Cash Rewards

We had a huge thread here back 2 years ago Where a bunch of us converted our plain secured cards to secured rewards cards. So its been known around here for a bunch of us.

Still good to have a reminder for everyone. It only makes sense anyways, they sometimes counter you with a secured version of the card you app for if denied.
EQ-736(08/14) TU-752(09/14)
Newest to Oldest
Barc Sallie Mae 6K | Citi TY Pref 4.5K | US Bank Cash+ 10K | Chase Freedom 11.7K | Disc It 10.5K | Amazon Store 2.5K | BOA Cash Rewards 10.5K |

Closed Cards: 4 Oldest: 3yrs AAOA: 2yrs
Message 2 of 3
baller4life
Super Contributor

Re: Confirmation That BofA Secured CAN be Converted to Cash Rewards

Yeah the Cash Rewards was what I apped for and was countered with the secured Americard. I've read from more than one person that I needed to wait till it unsecured to convert it. Guess I should have dug deeper in my research. Lol. I only lost a few months of rewards. No biggie.
Message 3 of 3
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