@mikelo22 wrote:Hey all,
While I intend to be gardening for at least the next six months, my next big card is going to be a travel rewards card. And I'm trying to understand the differences between the cards.
I'm looking at:
1. Chase Sapphire Preferred (40,000 points when you spend $3k in 3 months)
2. Barclay Arrival World Elite Mastercard (40,000 miles when you spend $3k in 3 months)
3. Amex Gold Delta SkyMiles (50,000 miles when you spend $1k in 3 months)
So my questions are:
Why do some use points and some use miles? The 40,000 points from CSP appears to be equivalent to a $500 credit for travel. And it appears that although Barclay calls it miles, the actual redemption value is 1cent/mile, which appears pretty misleading at first? Because it appears that 1 mile is worth far more than 1 cent.
Does the Delta card actually mean 40,000 miles? Or does it also just mean a ~$400 credit?
So do all miles actually just mean 1 cent? Or is there a card that actually means miles? My apologies if this is a dumb question or if it's been asked before, but any clarification would be appreciate. Thanks!
CSP usus UR points , which can be transfered to airline partners at values better than 1:1 you probably can get close to 1 cent: 2point ratio. With both delta and CSP you have to look where you are traveling their are mileage calculators online and at their sites. I am probably doing an poor job at describing what you can do, there was an post an while ago that is probably better at explaining it.
http://ficoforums.myfico.com/t5/Credit-Cards/Guide-to-travel-cards/m-p/2918668
@mikelo22 wrote:Hey all,
While I intend to be gardening for at least the next six months, my next big card is going to be a travel rewards card. And I'm trying to understand the differences between the cards.
I'm looking at:
1. Chase Sapphire Preferred (40,000 points when you spend $3k in 3 months)
2. Barclay Arrival World Elite Mastercard (40,000 miles when you spend $3k in 3 months)
3. Amex Gold Delta SkyMiles (50,000 miles when you spend $1k in 3 months)
So my questions are:
Why do some use points and some use miles? The 40,000 points from CSP appears to be equivalent to a $500 credit for travel. And it appears that although Barclay calls it miles, the actual redemption value is 1cent/mile, which appears pretty misleading at first? Because it appears that 1 mile is worth far more than 1 cent.
Does the Delta card actually mean 40,000 miles? Or does it also just mean a ~$400 credit?
So do all miles actually just mean 1 cent? Or is there a card that actually means miles? My apologies if this is a dumb question or if it's been asked before, but any clarification would be appreciate. Thanks!
Just know that miles, points, simoleons, they don't really mean anything. Each rewards program has their own word but it's all valued differently depending on how you earn and use it. As mongstradamus said, CSP depends on who you transfer points to, or if you book directly through Chase UR Travel. Barclay is for redeeming towards statement credit on Travel items (to get the 10% miles back), and while I'm not familiar with Delta, you can check online to see how much 1 mile is worth. It all varies, so do you have a preferred travel airline/partner? Destination that you always go to? or are you more open? That will help determine what is better for you when it comes to redeeming your points/miles.
12/19/19 
06/11/20 
07/02/20
@vpae wrote:
@mikelo22 wrote:Hey all,
While I intend to be gardening for at least the next six months, my next big card is going to be a travel rewards card. And I'm trying to understand the differences between the cards.
I'm looking at:
1. Chase Sapphire Preferred (40,000 points when you spend $3k in 3 months)
2. Barclay Arrival World Elite Mastercard (40,000 miles when you spend $3k in 3 months)
3. Amex Gold Delta SkyMiles (50,000 miles when you spend $1k in 3 months)
So my questions are:
Why do some use points and some use miles? The 40,000 points from CSP appears to be equivalent to a $500 credit for travel. And it appears that although Barclay calls it miles, the actual redemption value is 1cent/mile, which appears pretty misleading at first? Because it appears that 1 mile is worth far more than 1 cent.
Does the Delta card actually mean 40,000 miles? Or does it also just mean a ~$400 credit?
So do all miles actually just mean 1 cent? Or is there a card that actually means miles? My apologies if this is a dumb question or if it's been asked before, but any clarification would be appreciate. Thanks!
Just know that miles, points, simoleons, they don't really mean anything. Each rewards program has their own word but it's all valued differently depending on how you earn and use it. As mongstradamus said, CSP depends on who you transfer points to, or if you book directly through Chase UR Travel. Barclay is for redeeming towards statement credit on Travel items (to get the 10% miles back), and while I'm not familiar with Delta, you can check online to see how much 1 mile is worth. It all varies, so do you have a preferred travel airline/partner? Destination that you always go to? or are you more open? That will help determine what is better for you when it comes to redeeming your points/miles.
Do you think you have enough cards in your signature? 
;
@red259 wrote:
@vpae wrote:
@mikelo22 wrote:Hey all,
While I intend to be gardening for at least the next six months, my next big card is going to be a travel rewards card. And I'm trying to understand the differences between the cards.
I'm looking at:
1. Chase Sapphire Preferred (40,000 points when you spend $3k in 3 months)
2. Barclay Arrival World Elite Mastercard (40,000 miles when you spend $3k in 3 months)
3. Amex Gold Delta SkyMiles (50,000 miles when you spend $1k in 3 months)
So my questions are:
Why do some use points and some use miles? The 40,000 points from CSP appears to be equivalent to a $500 credit for travel. And it appears that although Barclay calls it miles, the actual redemption value is 1cent/mile, which appears pretty misleading at first? Because it appears that 1 mile is worth far more than 1 cent.
Does the Delta card actually mean 40,000 miles? Or does it also just mean a ~$400 credit?
So do all miles actually just mean 1 cent? Or is there a card that actually means miles? My apologies if this is a dumb question or if it's been asked before, but any clarification would be appreciate. Thanks!
Just know that miles, points, simoleons, they don't really mean anything. Each rewards program has their own word but it's all valued differently depending on how you earn and use it. As mongstradamus said, CSP depends on who you transfer points to, or if you book directly through Chase UR Travel. Barclay is for redeeming towards statement credit on Travel items (to get the 10% miles back), and while I'm not familiar with Delta, you can check online to see how much 1 mile is worth. It all varies, so do you have a preferred travel airline/partner? Destination that you always go to? or are you more open? That will help determine what is better for you when it comes to redeeming your points/miles.
Do you think you have enough cards in your signature?
That looks small compared to Creditaddict 
@mikelo22 wrote:Hey all,
While I intend to be gardening for at least the next six months, my next big card is going to be a travel rewards card. And I'm trying to understand the differences between the cards.
I'm looking at:
1. Chase Sapphire Preferred (40,000 points when you spend $3k in 3 months)
2. Barclay Arrival World Elite Mastercard (40,000 miles when you spend $3k in 3 months)
3. Amex Gold Delta SkyMiles (50,000 miles when you spend $1k in 3 months)
So my questions are:
Why do some use points and some use miles? The 40,000 points from CSP appears to be equivalent to a $500 credit for travel. And it appears that although Barclay calls it miles, the actual redemption value is 1cent/mile, which appears pretty misleading at first? Because it appears that 1 mile is worth far more than 1 cent.
Does the Delta card actually mean 40,000 miles? Or does it also just mean a ~$400 credit?
So do all miles actually just mean 1 cent? Or is there a card that actually means miles? My apologies if this is a dumb question or if it's been asked before, but any clarification would be appreciate. Thanks!
Face Value 40,000 points is worth $400 dollars at min. these points as above poster said it can be worth 1 point = .02
@mikelo22 wrote:Ok, thanks that clears some things up a lot of my confusion then. And I would be using it more for international travel, particularly western europe. I've never had a 'go-to' airline; I just go with whats cheapest/most convenient. Extra benefits like First class upgrade, etc are not important to me.
And thanks for the link to that guide. I was looking for something like that!
you probably can get from nyc to london for 40-60k points, b ut you have to be wary of the fuel surcharges that certain airlines charge like Virgin atlantic and British airways.
