Discernment: that'd be pretty poor Chase marketing if it didn't report at all, they baldly state that it's for building credit as one of their marketing bites on that site.
FWIW, myFico occasionally has issues, and Equifax occassionally has issues. I'd be really, really surprised if he didn't have that card reporting, and a score generated from it to the point I'd pull either EX or TU in addition to EQ if it wasn't on there. Chase blanket reports just about everything just like other national lenders, with very few exceptions, and I don't expect those to be made on a student card at all.
@Revelate wrote:Discernment: that'd be pretty poor Chase marketing if it didn't report at all, they baldly state that it's for building credit as one of their marketing bites on that site.
FWIW, myFico occasionally has issues, and Equifax occassionally has issues. I'd be really, really surprised if he didn't have that card reporting, and a score generated from it to the point I'd pull either EX or TU in addition to EQ if it wasn't on there. Chase blanket reports just about everything just like other national lenders, with very few exceptions, and I don't expect those to be made on a student card at all.
Yes, I agree with you. But, I also remember trying to get my own FICO® score from here at myFICO® and not being able to because I did not have a FICO® score -- that was just earlier at the beginning of this year! So, I can relate from that angle as well. 
Thanks everyone for all your valuable replies. So I sort of understand now, so my fico scores will be generated after a few months of usage with American express and capital one right? Which card is better to use? The Amex green or the capital one cash card, since Amex accumulate points while capital one actually generates cash.
Start of Gardening 12/13/14
So I got my report from experian and my score is 744, anyway I can improve it.
