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Considering Capital 1 Cap1

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Anonymous
Not applicable

Considering Capital 1 Cap1

What do you think?  Which one?

 

considering a balance transfer along with the app

 

 

It appears I have a late payment, perhaps in 2008, just one.  Haven't pulled current ficos, util is around 42% according to CK.

 

Amex Green

Chase Slate 1500

Discover More 1800

Credit one 1550

Orchard .... whoops ........ HSBC 1400

 

Amex Biz Plat that doesn't seem to show on the CR

 

and apparently as an AU on a Citi Aadvantage (20,000) though it hasn't shown on my credit report yet.

 

 

No rush, just wondering

Message 1 of 6
5 REPLIES 5
afbar1114
Valued Contributor

Re: Considering Capital 1 Cap1

we need more info. any baddies, scores, utl, stuff like that curremt cards

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 2 of 6
Anonymous
Not applicable

Re: Considering Capital 1 Cap1


@appbar1114 wrote:

we need more info. any baddies, scores, utl, stuff like that curremt cards


sure, op updated

Message 3 of 6
afbar1114
Valued Contributor

Re: Considering Capital 1 Cap1

whats the limits on the cards?

 

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 4 of 6
Anonymous
Not applicable

Re: Considering Capital 1 Cap1


@appbar1114 wrote:

whats the limits on the cards?

 


updated

Message 5 of 6
afbar1114
Valued Contributor

Re: Considering Capital 1 Cap1

with those cards and limits, and scores i wouldnt even get a capital one. there are many better credit cards out there. see if you prequalify for a discover or amex card. 

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 6 of 6
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