08-13-2012 05:47 AM
So I have a Citi Dividend card opened back in 2004 that does not report. Has not reported for the last 2 years now... and is my oldest Citi card. Thinking about closing it... thoughts? I have 4 other Citi cards and other "category" cards... just one less card to manage.
08-13-2012 06:17 AM
If it doesn't report, I think that you should send it to MY house. ![]()
08-13-2012 06:25 AM
This may be frowned upon here, but I would love to have a prime card, high limit that does not report. That would be my main card, while I keep all others at zero. Heehee.
08-13-2012 06:29 AM
learnin113 wrote:This may be frowned upon here, but I would love to have a prime card, high limit that does not report. That would be my main card, while I keep all others at zero. Heehee.
I am SOOOOOOOOO with you on that one...
08-13-2012 07:21 AM
tcbofade wrote:
learnin113 wrote:This may be frowned upon here, but I would love to have a prime card, high limit that does not report. That would be my main card, while I keep all others at zero. Heehee.
I am SOOOOOOOOO with you on that one...
Fair enough. The problem is that I have quite a few cards that I have to cycle out month to month (to show use) so that they don't stay inactive for too long. The only thing I can't stomach losing is a 15k CL associated with this Dividend card.
08-13-2012 07:21 AM
08-13-2012 07:34 AM
UFGuy2006 wrote:So I have a Citi Dividend card opened back in 2004 that does not report. Has not reported for the last 2 years now... and is my oldest Citi card. Thinking about closing it... thoughts? I have 4 other Citi cards and other "category" cards... just one less card to manage.
That sounds like the perfect card for me
I´m jelaous now XD
08-13-2012 08:04 AM
tcbofade wrote:If it doesn't report, I think that you should send it to MY house.
J.P. Morgan Select does not report. I LOVE the hidden trade line. If I ever have to carry a balance, that's the card I'd use. ![]()
08-13-2012 11:36 AM
android01 wrote:
tcbofade wrote:If it doesn't report, I think that you should send it to MY house.
J.P. Morgan Select does not report. I LOVE the hidden trade line. If I ever have to carry a balance, that's the card I'd use.
I don't think that I'd qualify for JPMorgan Select...and whogavemecredit is down at the moment...
08-13-2012 06:48 PM
Why doesn't it report? I bet they would be able to figure that out real quick if you stopped making payments.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
>> About myFICO


