Reply
Contributor
Posts: 126
Registered: ‎01-02-2013
0

Contacting Discover EO for CLI

Since I recently had a great Success with Cap1 one EO on all my three cards, I'm thinking to contact Discover EO office for CLI. I got $300 incease after 6 months and now my limit is $1500. What you think about that???? I read on other boards people did have success on it.

 

BOA Priviliges: $10000

Merrill +: $15000

Fidelity: $10000

BOA Amex: $15000

AMEX Platinum: NPSL 

AMEX True Earnings: $8000

AMEX HHonors: $10000

CAP One Platinum: $10000 (thru EO Office)

Cap One Cash Back: $10000( Thru EO Office)

Cap One Best Buy: $7500 (thru EO Office)

Barclays: $2500

Valued Contributor
Posts: 1,488
Registered: ‎09-01-2011
0

Re: Contacting Discover EO for CLI

You typically want to use EO as the last resort, and you should try exhausting Discover credit dept first before escalating. Have you spoken to an analyst for a manual review with HP?

Contributor
Posts: 126
Registered: ‎01-02-2013
0

Re: Contacting Discover EO for CLI

That will be a HP isn't it? How did get 40K with them????

Valued Contributor
Posts: 1,488
Registered: ‎09-01-2011
0

Re: Contacting Discover EO for CLI

It is HP and probably TransUnion too. I got my limit via the credit dept, took a HP for it but worth it. The credit dept can manually review and make a decision, I'm sure you could get a much higher limit if you try.

New Contributor
Posts: 57
Registered: ‎05-06-2013
0

Re: Contacting Discover EO for CLI

I second CLI with Discover was done with only a SP. I told them I wanted the CLI but I didn't want a HP. The credit analysis took my information and then told me it was approved. They also told me that if they would need to do a HP, they would let me know before doing it.

 

Now my first CLI with Discover was a HP.

 

Hope it works out for you.


Starting Score: 689
Current Score: 689
Goal Score: 770


Take the myFICO Fitness Challenge

Amex BCE, Discover, FNBO AMEX, Citi Dividend Platinum Select Visa, Blue for Business
(In the garden until November 2013)
Next card Visa Signature - World Elite MC(Business)
Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
0

Re: Contacting Discover EO for CLI

EO should be the last resort. I've had my Discover card for almost a year in September and still no credit limit increase. I heavly use this card as well and I just pushed a $1400 payment through to them. Oh well. I'm just not gonna use it anymore for now b/c I have higher limit cards that meet my needs.

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.