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New Member
Posts: 4
Registered: ‎05-13-2008
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Continental Airlines World Master Card

Does anyone know which agency Continental Airlines World Master Card uses. My bk was finalized in 3/07 and my score are:
Ex: 702
Ep 710
Tu 630
 
Do you think I have a chance?
Established Member
Posts: 22
Registered: ‎03-11-2008
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Re: Continental Airlines World Master Card

I couldn't find anything about it on whogavemecredit.com.  I lurk on a frequent traveler message board, and the consensus there is that it's an extremely difficult card to get.
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Epic Contributor
Posts: 28,098
Registered: ‎04-01-2007
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Re: Continental Airlines World Master Card


2ndChanceGirl wrote:
I couldn't find anything about it on whogavemecredit.com. I lurk on a frequent traveler message board, and the consensus there is that it's an extremely difficult card to get.



As it's a "World" card, that would make sense. Generally a World MC or a Signature Visa means that it's a no-preset-limits card, and you're allowed to go over your CL without penalty, as long as you pay it back PDQ.

These cards can be problems, in that they almost always do not report properly to the credit bureaus. Instead of reporting the limit, they just report the highest balance that you've ever had. Unless you do a one-time maxing out of the card, this reporting practice will always make your util look higher than it really is.

It looks to me like the card is issued by Chase, which doesn't tell you much as lately Chase has been pulling from all three CRA's, depending on the card and geography:

The Continental Airlines World MasterCard® from Chase
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Established Contributor
Posts: 853
Registered: ‎03-21-2008
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Re: Continental Airlines World Master Card

It's a Chase card so even if you get denied, you can call and recon it.  lol,
07/26/2007 TU-688
EQ-656
EX-649
New Member
Posts: 4
Registered: ‎05-13-2008
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Re: Continental Airlines World Master Card

YOU GUYS ARE AWESOME! Thank you very much for your input!
Frequent Contributor
Posts: 336
Registered: ‎04-14-2008
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Re: Continental Airlines World Master Card

Chase told me they pulled EQ and TU. I only see a hard pull on EQ though. Maybe they did a soft, or maybe they did it recently.
 
interestingly, the first CSR I spoke to 2 weeks ago told me they almost exclusively pull EX! :smileywink: 
FAKO TU: 730 (Too poor to check the real scores these days!)
Senior Contributor
Posts: 3,279
Registered: ‎08-03-2007
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Re: Continental Airlines World Master Card



pjxf99 wrote:
Chase told me they pulled EQ and TU. I only see a hard pull on EQ though. Maybe they did a soft, or maybe they did it recently.
interestingly, the first CSR I spoke to 2 weeks ago told me they almost exclusively pull EX! :smileywink:





From what I've read Chase seems to be pretty random. They have pulled EQ for everything for me, new accounts, CLIs, everything. However when I called to recon a CLI turn down last week they harded TU (didn't tell me they were going to do so, but I guess my recon is PP).
Here we go again...
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Posts: 28,098
Registered: ‎04-01-2007
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Re: Continental Airlines World Master Card

And remember that Chase inqs often display as "First USA."
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
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