When I started my rebuilding process I was getting turned down for CC's but ended up getting approved for s Target card. I then APPed for a 1st Premier card and after getting it in the mail and seeing the fees I called right away and canceled. I waiting a few Months and then was approved for a secured CC. After my score went over 600 I got a Capt1 and Amex card. The point I'm trying to make is instead of dealing with these crooks u gotta be patient and let your scores recover and a secured card is the way to go. I started with average scores of like 520 but thanx to Target giving me a chance I got a little jump in my scores. Personally If I had that card with all of those fees I would have close the account the day u were approved for Cap1.
